Penny Packers: How to Move on a Budget

Whether you’ve relocating out of your parents’ home, across town, or across the country, moving can be a challenge. With a few steps, you can make this life journey less stressful and the start of the exciting new adventure it should be. A significant consideration of moving is cost. Let’s face facts, it’s expensive. Here we’ll look at some money-saving tips to make the transition easier.

A significant consideration of moving is cost. Let’s face facts, it’s expensive. Here we’ll look at some money-saving tips to make the transition easier.

Make a Budget

The key to saving money is making a budget. Start planning your move well in advance and decide how much you’re willing to spend.

For a short or local move, start by calling companies to get quotes on truck rentals. Make sure the truck you’re renting can accommodate your belongings. It doesn’t make sense to save money by renting a small truck, or one that’s too large, only to find that your belongings won’t fit properly. Remember to factor fuel costs into the moving equation since this can also add up.

Delegate

budget moving

Enlist the help of dependable friends and family in advance of the move so everyone has the date scheduled on their calendars. You don’t want to find yourself stranded on the big day because someone did not show up.

See Also: 5 Smart Tips to Get More Organized For Your Moving Day

Budget the Distance

For long distances, make some calls to reputable moving companies and get quotes. Try to get price quotes from at least three moving companies. Talk to friends, neighbors, and family about movers they have used in the past. Check reviews online. Research about hidden fees, such as extra costs for moving to a building without an elevator. 

You may find yourself in the situation of having to ship a car. Again, do your homework. There are specialized shippers for this. Costs are determined by distance, make of car, time of year, whether your car ships covered or uncovered. It can take up to a month for your car to be delivered so plan well in advance.

Insure

Ask about insurance for the protection of your valuables. Most moving companies offer some basic coverage against damage. If you have very valuable possessions, you may want to consider adding some additional insurance to cover potential damages.

Look for Help

If you’re moving because of a company relocation, ask your employer about recommendations. In this scenario, your new employer may pick up some of your costs. You might also be able to get a break on your taxes because of the move.

Clean Your (Old) House

Moving is a great chance to clear out all the old stuff you no longer use, things that are worn or broken, or things you have outgrown. You’ll have less to pack and make room for all the new things in store for you. You may want to sell some things. Better yet, give them away to a local charity. At the end of the year, you’ll get some tax credit for your in-kind donations.

Packing

packing

This is also the time to begin collecting packing materials such as boxes and bubble wrap. Scour local stores for boxes and wrap. It’s cheaper to find packing supplies yourself rather than buying them from a moving company.

Use blankets and sweaters to wrap delicate items. Allow yourself plenty of time to pack so when the day of the move comes you’re ready to go. Many movers will pack for you, but you’ll end up paying for this service. You’ll save time and money by doing the job yourself. 

See Also: Protect Your Breakable Items By Following These Packing Tips

Moving does not have to be stressful with ample preplanning. With some advance work, you can make the transition smoother and easier on yourself, your family, and your budget. 

 

 

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8 Time-Saving Hacks for Busy Moms

The homemaker has the ultimate career of all. She has regular work hours, makes each day both useful and pleasant, and proves the worth of time by employing it well. Whoever is stuck on the myth that a housewife has no other work to do than cooking for her husband and kids and watching daily soaps has never seen a homemaker for an entire day.

People like you and I, who go out to earn and come back to the comforts of a ‘home’, should not forget that it is a homemaker that makes the house a comfort zone. She is on duty 24 hours a day and 365 days a year. She’s an alarm clock, a cook, a maid, a teacher, a waiter, a nurse, a security officer, a counselor, and a comforter. She doesn’t get a holiday the entire year, and still gets asked, ‘What do you do all day?’

She doesn’t get a holiday the entire year, and still gets asked, ‘What do you do all day?’

Here’s to all the hard-working homemakers. Here are 8 ways you can save your time and energy, and work efficiently.

Have a To-Do List

to do list

Like every other profession, homemaking in itself is a profession that demands perfection, and nothing less. As much as being organized in any other profession is important, homemaking too, should be done in an organized manner. The first step to this is to keep a to-do list ready for every day. Keeping a list ready helps you sort between important and unimportant, urgent, and not so urgent work, and you can plan your day accordingly.

The first step to this is to keep a to-do list ready for every day. Keeping a list ready helps you sort between important and unimportant, urgent, and not so urgent work, and you can plan your day accordingly.

See Also: Todo List Apps for People Who Don’t Like Todo Lists 

Keep Important Things Handy

This is yet another important thing that all homemakers should implement. Keep a copy of your important documents ready, a first aid box readily available, a list of emergency contacts and some extra cash for those contingencies. After all, it is better to be prepared than to panic.

Learn From DIY Lessons

Social media is not just a waste of time. Nowadays, with YouTube, Instagram and Facebook streaming with hundreds of DIY videos and hacks, there are so many lessons that you can learn and put into use immediately. There are cooking hacks, home décor ideas and time-saving tricks that are easy to learn and implement.

Do Easy Cooking

I see people who think that the only thing that a homemaker does is cooking. False. There are so many other things that she does daily. It is just that cooking occupies most of her time.

There is always a solution to a problem. Homemakers should learn easy cooking tricks, start using the microwave often, and learn quick and healthy recipes. These cooking hacks will save you enough time for your hobbies.

Storage Ideas

I’ve seen people who spend a large chunk of their day just cleaning the mess around. This especially becomes tedious when you have kids and guests visiting you very often.

Mums have a tough time keeping things in place and maintaining the house well. This is where storage ideas come into play. Keep light-weight baskets and bins around the house where you can quickly dump the mess when a guest is expected, or a toy basket to stuff all your kids’ toys once they’re done playing. They’re quick as well as less tiresome than cleaning the entire house twice or thrice a day.

Hire Domestic Help

Depending on where you live and if you have the means, you can hire domestic help or outsource some of your daily chores. You can employ a helper or a cook, or even hire an assistant to help you with household tasks.

Shop Online

With so many advances in technology, it is only fair that homemakers also update themselves with the latest advancements in e-commerce and shopping. Instead of standing in long queues at the supermarket or traveling to stores, you can try the convenience of online shopping. It is easier, more reasonable, and you get to choose from a range of products without even moving an inch. This also saves you the extra bucks that you spend on in-store compulsive shopping.

Take Power Naps

power naps

Homemakers work a 24×7 shift especially when there are sick kids. There’s no pause button to their routine. They keep working from dawn to dusk and hardly get any time to stop and relax. This affects both their mental and physical health. It is important that they take at least one power nap, or relax for a short time in the middle of the day. This little break or power nap helps reduce stress and rejuvenates them for the latter half of the day.

See Also: 7 Easy Tips on How to Get the Perfect Nap 

Homemakers work harder and longer than any other class of worker. They go through stress and anxiety just like anybody. By applying these time-saving hacks, the busy homemaker earns some precious “me” time for much-needed rest and relaxation.

 

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How to Create a Good Logo — Useful Tips and Services

Launching your own company, blog or website is a challenging task. Crafting your corporate style (including an effective logo) is a major part of this process.

A logo creates the first impression of your brand. It tells customers what business you’re in and what your values and aspirations are. A good logo has the power to separate you from your competitors and boost your name recognition.

Why do you need a logo?

A good logo is a simple, easily identifiable image that visualizes not only your company, website, or blog, but also you as a person. A logo is an integral part of any successful brand. The main goal of any logo is to leave a lasting impression and give the audience the general idea behind your brand. This is why a logo must catch customers’ attention.

Along with other important functions, an effective logo:
– makes your brand more recognizable;
– builds trust between you and your target audience;
– makes you look more professional.

The logo-making process can be entertaining and easy. However, many business people, bloggers, and website owners are clueless about where to begin. In this article, we’ll take you through the first steps of designing your own logo.

What makes an effective logo?

Before you start working on your logo, make sure you know the top criteria every logo must meet. A smart logo is:
1. Simple. A clean and simple design makes a logo memorable. Avoid cluttering your logo with multiple elements and details. In logo design, less is more.
2. Memorable. To make your icon unique and memorable, be concise and avoid overly complicated elements.
3. Timeless. Think about whether your logo will look relevant and up-to-date in a couple of years. Creating a one-day logo is a waste of time and effort.
4. Versatile. A logo must look good across different backgrounds, whether it’s a business card or a billboard. Be sure the logo will reproduce effectively at different sizes.
5. Industry specific. Your logo must fit in your line of business. For example, a logo designed in a style that fits a children’s clothing store will look inappropriate on a travel blog.

Logo types

The next step is choosing the type of logo you want. The three basic types are a text-based logo, an icon-based logo, and a combination mark.

A text-based logo (logotype) features only a message written in a specific font. Text logos come in different forms, styles, and sizes. An appropriate font ensures that your logo stays legible across multiple displays.

Icon-based logos (logomarks) represent your brand via symbols and icons. Avoid complicated, cluttered, and indistinct images. A high-quality logo is a clean and recognizable one.

Combination marks are graphics that combine both logotypes and logomarks. They are the most popular logo designs among companies.

Color scheme

A clever color scheme communicates the mood of your business or blog. Each color conveys a specific emotion. To find the option that best reflects your ideas, you must know the psychological connotations behind colors.

Here are some associations for you to consider:
1. catchy, bold colors (red) are good for drawing attention;
2. muted hues (green, blue, brown) communicate stability, reliability, and trust;
3. black is the color of affluence and luxury;
4. pink channels affection and tenderness;
5. yellow and orange evoke feelings of joy and happiness.

Once you’ve selected the right color to uncover your brand personality in the most accurate way possible, follow these major rules:
1. to be memorable, a logo must incorporate no more than two or three colors;
2. a color scheme must fit with your industry, convey the right message to your audience, and capture your company’s essence and values;
3. make sure your logo looks good in black and white and against both black backgrounds and white backgrounds. You never know how you may use your logo in the future.

Font

Font is crucial in defining an iconic logo. A font characterizes your logo and, therefore, your business. Here are some important tips for making the right choice:
1. Pick minimalist fonts. Your logo must be legible even when it is scaled down.
2. Your font must emphasize your corporate style and market niche. For example, a bank logo needs a font that evokes feelings like trustworthiness and reliability.
3. Use no more than two fonts. Make sure your fonts look good together.
4. Choose a font that will remain relevant throughout the years.

See Also: 5 Smart Ways to Boost Brand Awareness 

Methods for creating a logo

Now that you have a general idea of what your ideal logo should look like, it’s time to get down to work. There are plenty of ways to create a logo, depending on your time and budget.

To get a one-of-a-kind logo, you can commission a designer or a design studio.

Alternatively, you can follow our guidelines and draw a logo yourself.

You can also use an online logo generator. This is a great way to create a good logo without a large investment of money. On some platforms, you can even download a small-sized logo (perfect for a website or blog) at no cost.

See Also: 6 Tips for Designing the Perfect Logo for Your Brand 

Online logo generators

For those of you who have decided to use an online logo generator, we’ve listed some worthy websites to help with that task.

Logaster

Along with logos, this service can help you design other elements of your corporate style. Submit your company name and line of business to get access to a vast selection of ready-to-use logos. While a small-sized logo is available for free, a full-sized logo costs $9.99. You can edit your logo even after you’ve purchased it. Cyrillic support is a big advantage.

Logotypemaker

An easy-to-use logo generator with a bunch of great editing tools. On the main page, you’re invited to submit the name of your business and industry. Then you can pick any template and edit it as much as you want. To download your logo, prepare to pay $24.99. Along with fee-based icons, the platform offers a limited selection of free logos.

Logogarden

At Logogarden, the logo-making process is the same as that described above. Customize your selected template by changing its size, color, font, and form. The bad news is that free logos are not available.

Hipster Logo Generator

A good website that offers clean, minimalist icons. All you need to do is choose the form and additional elements if needed. The next step is to add text and choose a font. Finally, you must add the right color or use one of the available background hues. A small-sized logo is free. A full-sized icon costs $10.

Tailorbrands

This online generator invites you to create your own logo in 30 seconds. Actually, it takes a little longer. First, you must enter your blog name. Second, you must submit a brief description of your blog. Finally, you will choose the type of logo (logotype or logomark) and the fonts. The website uses this information to generate several logos tailored to your business. All logos are editable. Logo download is available for a fee.

Takeaways

A logo creates a visual and emotional bond between your business and your target audience. It’s important to understand what your logo should look like and what message it should convey. A good logo reflects your professionalism and commitment to your customers or readers.

Check out our cool infographic below. It sums up the tips and steps on how to get your business logo done. Share it with friends, too, especially those who’ve been putting off getting a logo for their business enterprise.

We wish you luck and inspiration!

Source

infographic

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10 Domains of Beliefs That We Should Be Questioning For Personal Growth

The majority of us have heard someone tell us at some point in our lives to question everything. The inquisitive two-year-old somehow inherently understands that notion when he or she constantly asks one simple question – Why?

The response to that question usually leads to a simplistic (or even a dismissive) answer which the child accepts. At two years old, we have not necessarily learned to question things and then examine the validity of the response. Rather, we learned to accept information we received from sources we believe to be credible. Unfortunately, many of us never unlearned this conditioned response of acceptance, and have been relegated to having the psyche of a toddler.

The word ‘believe’ is, according to Miriam-Webster, in the top twenty percent of words most used in the English language. Its definition?

intransitive verb
1
a : to have a firm religious faith
 b : to accept something as true, genuine, or real
2
: to have a firm conviction as to the goodness, efficacy, or ability of something
3
: to hold an opinion : think

transitive verb
1
a : to consider to be true or honest 
b : to accept the word or evidence of
2
: to hold as an opinion : suppose 


Belief in any idea is contingent only on our acceptance of that idea. That belief can be based completely on rational, verifiable information or it can be totally devoid of any logic at all. It can be based on a personal experience we’ve had or it can be because of something we read that is conveniently congruent with our worldview.

Regardless of our current beliefs, it can be beneficial to periodically reevaluate what we believe to be true. Depending on our past experiences, we may or may not choose to modify our beliefs.

Either way, here are ten areas we can question and evaluate our beliefs:

News:

news issues

Do I care about this issue because the media told me it’s important? Is the information accurate? Do I recognize any clear bias?

Science:

Is this reputable science or is it click bait? What entity is responsible for doing this research? Who is responsible for funding this project? Are the findings reasonable if they are in favor of the entity carrying out the research?

Nature:

Are all the answers to every problem found in nature? How is nature reflected in my personal life? If nature is dynamic, why does life sometimes not seem to reflect that?

History:

Who’s telling the narrative? Are the stories too sanitized? Is my skepticism about this because I simply do not want to believe it is true?

Culture:

Is there any culture that is incongruent with my own? If so, what makes that true? Is it impossible for people from different cultures to actually coexist without major disagreements?

Political Views:

Where did I get my political views? Are there any problems with my political stances? Are there any viable alternatives or better political ideas than the one currently available?

Government:

Does the government have an agenda? Is the government always correct? How do I directly and indirectly participate in what happens in government?

Religion:

Is religion (or lack thereof) a function of the time I was born, location, the family I belong to, or the culture to which I belong? Do I know why I believe what I believe? If someone told me to believe what I believe, did I question it?

Parenting Style:

parenting style

Did my parents do everything mostly right or mostly wrong? If and/or when I have children, what will I emulate and what will I completely reject?

See Also: The Problem of the Perfect Parent

Relationships:

Are there any patterns I recognize in my past relationships? How have my previous experiences shaped my current views on relationships? Have I learned something new about myself in each of my relationships? What will I do with that knowledge?

See Also: The Role of Karma in Your Relationships 

Asking questions such as these are only the beginning of questioning everything. The more difficult part sometimes is receiving the answers to those questions.

If answered honestly, we may learn that we did not arrive at a particular set of beliefs on our own, and we may experience a level of cognitive dissonance. After much scrutiny, we may learn more about ourselves than we ever thought we would.

It isn’t so much the information we are after, but it’s what we do with that information that makes this process so valuable. This is by no means a comprehensive list, but it is a return to the inquisitive nature which we may have lost touch with. From that, we can begin to mature further and gain clarity about who we are and what we want from life.

 

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11 Things You Should Let Go Of To Be Happy

If you’re feeling stressed or anxious, you’re probably carrying around a lot of baggage that you don’t really need. Simplifying your existence can help you focus on what’s really important and get rid of what’s not.

To live a happier life, try to let go of the following 11 things.

Overthinking

overthinking

Sure, there’s value in considering all of your options and in planning ahead. However, over-analyzing will destroy your mood and block your intuition.

Breathe deeply and slowly, clear your mind and trust your gut. Your body knows what you need.

Trying To Please Everyone

It’s your life so don’t live it for anyone else. Believe that you know what’s right for you and follow that path. Those who truly love you will support you in all you do, and won’t need you to conform to their expectations or preferences.

Past Mistakes

Every one of your decisions and experiences has led to you becoming the person you are today. And that’s the person you need to be. Look to your past to learn important lessons, but let go of any shame and regret you feel about it.

Chasing People

Don’t run after people who don’t reciprocate your kindness or interest. The people you need in your life don’t need to be chased—they’ll come to you. Respect your own worth by refusing to engage in a one-sided relationship.

Worrying About The Future

Worrying just attracts negativity, so let it go! Believe that good things are coming your way, and you’ll soon see them manifest. View the future with excitement and anticipation, not dread—there’s so much joy still waiting for you.

Heartbreak And Anger

heartbreak

Remember, you can’t change the past, but you can stop it from ruining your present or future. Forgive those who have wronged you, and turn your attention to the things that bring you pleasure and fulfillment.

See Also: I’m Saying Thanks For Breaking My Heart

Fake Friends

We’ve all had friends who only contact us when they need something. This is disrespectful and devaluing, and these people aren’t worth your time or energy. Draw boundaries when people try to use you, and don’t let fake friends back in.

Comparing Yourself To Others

You run your own race, so only compare yourself to what you want to achieve. Our perceptions of others are rarely accurate, so stop thinking everyone else is happier, powerful or more successful. Set your own goals, and concentrate on meeting them.

Self-Doubt

Self-doubt paralyzes you, keeping you stuck in the same old place. In the end, you will only regret the chances you did not take. Step out of your comfort zone, believe you can handle anything life can throw at you, and reap the rewards!

Time-Wasting

Respect your own time, and use it to live the life you want instead of living by the minute. Prioritize the things you truly care about and stop scrambling to keep up with other people’s demands on your time.

Negative Thinking

When you feel negative thoughts creeping in, replace them with something positive. Come up with things that make you feel grateful, do a meditation exercise, or contact someone who makes you smile. If you let go of negativity, you’re guaranteed to live a happier and more successful life.

See Also: 7 Simple Ways To Overcome Negative Thinking & Set Yourself Up To Win This Year

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3 Unique Things That Successful People Do Differently

Are you already wavering on your New Year’s resolutions? It’s okay, you’re not alone. If you want this new year to be the year that they stick, you are going to need some proven routines to keep you going. Where better to look than at the habits of highly successful people?

We all know the typical things that successful people do differently – wake up early, set goals, network – but what does the next level of successful behavior look like? No matter whether your passion is baking or real estate, everyone has something which they strive to be successful in.

While there is no one defined behavior for successful people, anyone who has spent extensive amounts of time reading interviews of and articles by successful people can agree that there are similar attitudes and behaviors that they possess. There are universal traits and practices that are common to all successful people regardless of their background and field of influence.

If you want to create a culture of success in your life, here are the most common and effective habits of successful people to get you started.

They set daily goals

Most successful people attest to the fact that they do not simply wake up to an agenda filled with random activities. Instead, most successful people come up with large, long-term goals.

American Express CEO Kenneth Chenault, for example, states that “at the beginning of each year, I set the key priorities and key objectives”. These priorities and objectives are part of a larger, long-term vision, and are easily achievable when broken down into smaller pieces. Every day then, successful people take the initiative to set themselves small, daily goals that contribute to the priorities, objectives, and long-term vision. They then plan their day ahead of time to ensure that they have activities and appointments planned that address each of their goals.

They take care of themselves first.

eat good food

The most valuable resource you have is yourself. Successful people, especially those in the service industry, understand that they need to continually work on their personal brand and physical appearance. They also understand that their social life is as important as their finances and, as such, set aside enough time for leisure activities with friends and family. They know when to stop working. They also know that their bodies need good food, hydration, rest, and sleep.

On top of physical maintenance, they look out for experiences and relationships that will enhance their lives. They read widely from good authors and engage in positive conversations. They understand that you cannot change the world if you have not taken care of yourself first.

The concept of remembering to attend to one’s own needs is captured by the term self-care. It was coined by and remains a pillar of the work that mental health professionals do every day. There are countless resources that uphold the importance of the practice as well as provide resources in its pursuit.

If you are unsure of where to start, I recommend an interactive self-care flowchart by Jace Harr entitled, “You feel Like Shit: An Interactive Self-Care Guide”. It walks the user through his or her needs, beginning with the most basic. As the landing page asserts, it is designed “for people who struggle with self-care, executive dysfunction, and/or who have trouble reading internal signals”. It is a simple, straightforward, and effective first step at attending to yourself when you are not feeling your best.

They meditate

meditate

This may seem trivial to many people, especially given the number of things vying for our attention these days. However, successful people always make time to meditate.

What they do during this quiet time varies by personal preference and time of day. If it is the end of a busy day, they might take the time to reflect on their goals as well as the day that has passed: their achievements and failures, the status of their personal relationships and their spirituality.

The successful people who do this understand that when so much is going on that you do not have time to reflect, it is easy to miss out on the lessons. Since they are continually seeking ways to improve themselves, they take the time to reflect on their strengths and areas for growth. If they are feeling particularly drained or negative, they might use the quiet time for positive self-talk. Other times, if they are feeling particularly stressed or overworked, they might choose to focus on their breath and enjoy ten minutes of not thinking at all.

If you are interested in starting a practice but unsure of where to begin, there are many support out there for you, beginning with the mogul Oprah Winfrey. She is a huge proponent of meditation, stating that it has shifted her life in ways that she never imagined. She is such a firm believer in the practice that she has instituted a period of “Quiet Time” twice a day in her network offices. For those who do not work for Oprah, she has collaborated with spiritual guide Deepak Chopra to create a number of free 21-day guided meditations. There are others with free meditations available, including Tara Brach. If you prefer music or silence, there are free apps available that help you to time and keep track of your meditation sessions.

See Also: 8 Success Habits of Wealthy People That Cost Nothing

While there is no script that successful people follow, there are traits that are common amongst them. If you are seeking practices that will give you a boost in your productivity and overall success in life, consider the importance of goal setting, self-care, and meditation. Make each of these practices a pattern of behaviour and you will surely be on the road to success.

See Also: 10 Habits of Successful People

 

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Saving Money Basics: How to Build a Solid Savings Fund

Saving money is hard for most people. First of all, there are so many tempting things to spend it on! Also, in this current climate of ongoing economic uncertainty, job transitions have adversely affected many people’s savings and emergency funds. And if you have kids or pets, you already know what they can do to the best-laid financial plans.

But there are still ways to save – practical, achievable methods you can use to sock away something for the future. In this post, learn how to build a solid savings fund by following these saving money basics.

Tip 1: Pull your credit report annually

Your credit report will tell you if there are any outstanding issues or merchant disputes that are negatively affecting your credit score. This is important since your credit score directly impacts your interest rate for major purchases such as a home or car. Your credit score also impacts which credit cards you can apply for and what you will pay for basic necessities such as insurance.

By keeping your credit report squeaky clean and working with the best credit repair companies to resolve disputes, you will have more money available to save.

Tip 2: Use savings apps to make saving effortless

savings apps

Thanks to the internet explosion, you now have a new menu of savings apps to choose from. These apps can help you save without even thinking about it. Even if the app you choose only saves pennies per day on your behalf, that still adds up to dollars by the weekend and tens of dollars by month-end.

Before you know it, you will have a tidy little nest egg going!

Tip 3: Set up automatic bank drafts from your checking to savings account

One of the keys to a successful savings plan is to automate your savings so that you save money before you get your hands on it. One of the handiest tools to do this is also one of the simplest – the automatic bank draft. If you have your checking and savings account linked and you have elected to have your paycheck deposited via auto-draft, savings will be a breeze for you.

Just set up an automatic transfer to your savings account that occurs on the same day your paycheck gets deposited. Experts suggest saving 15 percent of your paycheck monthly if you can swing it, but any amount is better than nothing.

Tip 4: Participate to the fullest extent possible in your company’s retirement plan

Where this will help you to save the most is when your employer has a contribution matching program (where your employer will match your contributions up to a certain percentage annually). But even if this isn’t available, you can sock away some saved funds on a tax-free basis by participating in your employer’s retirement savings plan.

Saving this way also helps you keep from accessing the funds on a whim, since there is a penalty for withdrawal before you reach age 59.5.

See Also: Seven Top Tips for Retirement Planning 

Tip 5: Diversify your investment portfolio

investment portfolio

If you need a percentage of your saved cash to remain accessible, you might want to put it in a savings account where it won’t earn much interest but it will always be there if you need it. As for the rest, put whatever you can spare into your investment portfolio so it can start multiplying.

See Also: 5 Financial Emergencies Everyone Must Be Prepared For

As you do this, be sure to choose a blend of risk-levels so you never risk losing all your savings to an investment gone bad.

By following these basic tips faithfully, you will start to notice your little pool of saved funds growing and growing and then growing some more. All you need to do is get the ball rolling and then you can enjoy the peace of mind that comes with having savings in the bank!

 

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Be a Rebel: 7 Tips for Radical Achievement from Albert Einstein

People love a good rebellion story. From Alexander Hamilton to Luke Skywalker, rebel heroes inspire us.

The idea that we can rise up, against all odds, has captured the imagination of generations.

But day-to-day social pressures are a powerful force. It’s extremely difficult to escape the status quo and go against the grain of our culture. Too often this results in a feeling of being stuck or trapped. Have you ever had this feeling?

Fear not! You can make your escape by learning from smart-guy poster child Albert Einstein.

That’s right, Einstein was a rebel. In fact, his disregard for established thinking was a huge contributor to his revolutionary scientific accomplishments.

scientist quotes

“Other scientists had come close to his insight, but they were too confined by the dogmas of the day.” ~ Walter Isaacson, The World Needs More Rebels Like Einstein

So, consider the tips from Einstein below and spark your own rebellion!

Try New Things

quotes einstein

“Anyone who has never made a mistake has never tried anything new.” ~ Albert Einstein

Einstein made plenty of mistakes but his successes are what we remember. To make real progress, you have to step outside of your comfort zone. Try new things. Make mistakes. All in the name of progress.

Question Authority

quotes by albert einstein

“Blind belief in authority is the greatest enemy of truth.” ~ Albert Einstein

Don’t take things at face-value. Develop your own understanding and be open to the fact that authority figures can be wrong too.

Seek Truth, Not Popularity

quotes of albert einstein

“What is right is not always popular and what is popular is not always right.” ~ Albert Einstein

Sometimes, being right will make you unpopular. Be right anyway. Popularity is cheap and temporary. Strive for quality and truth despite the opinions of critics.

Run Towards Problems

albert einstein famous quotes

“In the middle of difficulty lies opportunity” ~ Albert Einstein

People who create the most valuable solutions are often those who chase the most difficult problems. Don’t be intimidated by big challenges because they represent the greatest potential.

Be Persistent

quotes by einstein

“You never fail until you stop trying.” ~ Albert Einstein

Be patient. Keep going. Things of great value often take years to build. But in the end, it will be worth it.

Recognize When You’re Wrong

einstein quotes

“The measure of intelligence is the ability to change.” ~ Albert Einstein

When the facts change or you’re proven wrong, don’t be stubborn. Don’t let a mistake waste any more time, or create additional mistakes. Own your failure and move on.

Be Optimistic

quotes albert einstein

“I’d rather be an optimist and a fool than a pessimist and right.” ~ Albert Einstein

At the end of the day, we will experience successes and failures. But, the attitude we take will determine how we experience the world.

So strive, fail, succeed and smile at the possibilities of the future.

See Also: Amazing Life Lessons You Can Learn From Albert Einstein: Part Deux

 

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How to Keep Your Blog Running Smoothly

While blogging is an interesting hobby that can even become your main source of income if you put some effort into it, it still requires a lot of hard work. The real challenge begins not when you start your blog and write a few first posts, but when you actually start building up your loyal audience. Simply being dedicated, monitoring the blogging trends and updating regularly is not enough to run your blog smoothly: you have to build a certain strategy and stick to it.

Lucky for you, there are actually only a few things you need to focus on. These include ocial media, quality of your content, emails, trends and statistics.

Today, I’m going to tell you more about them, allowing you to create your own system of running your blog smoothly.

Social media

social media

Even if your posts are amazing, they’re useless if no one can find them. That’s what you need social media for. Social media platforms help people find you, share your articles and ideas, recommend you to friends, and so on.

To create a correct social media strategy, try to imagine your potential audience. What is it like? Maybe it consists of young people who spend most of their time online on Twitter, or maybe it mostly consists of active Facebook users. This is especially important to understand if you don’t have much time to spend on social media. Having this information lets you focus on a single platform and update the others when you have time for it.

However, social media can be used not only for sharing your new posts. If you update your blog once a week, this means that your social media accounts will look quite empty the rest of the week. Try sharing other interesting information, or create other types of content (for example images, videos, etc.). This way, your followers will stick to your social media accounts. After all, they’ll be able to find something there that isn’t posted on your blog.

Content

The content is what brings people to your blog. That’s why it has to be interesting and valuable to the readers. Focus on making your content as high-quality and unique as possible. Don’t forget that this is even more important than regular updates and this has to be a priority. If you have to choose between updating your blog more often and making the content more interesting, choose the latter.

Researching your niche and what your competitors are up to is an extremely important part of the whole blogging process. You have to do your research well and repeat it few times a month in order to see what your competitors can offer and which blogging trends exist on the web. This will allow you to respond to these trends with your content and to avoid unintentional plagiarism.

See Also: How To Find The Best Topic For Your Blog 

Analytics

If you want to run your blog smoothly, you need to understand which of your methods work well and which don’t. This will allow you to optimize them and to adjust your strategy according to the preferences of your audience.

Analytics is the main tool that can help you with that. It allows you to understand where your audience is coming from, how much time they spend on your website, which posts they like the most and so on. Lucky for you, there’s an easy way to go about it. All you need to do is to use the Google Analytics service and to learn how to work with it.

It is important not only to analyze the effectiveness of your blog but also to make it more effective. That’s why you should learn more about the latest SEO trends and try to incorporate them in your blog. However, be sure not to overdo it. If your posts are overloaded with keywords, readers will notice it and this can turn them away.

See Also: 5 Proven Strategies That Can Massively Increase Blog Traffic

Email offers

email marketing

Even now, despite the development of social media, emails still remain the most effective marketing tool. Don’t hesitate to use that tool for your blog promotion and remember, those who subscribe to your blog are your most loyal readers.

However, if you don’t have an email list yet and want people to subscribe, you have to offer them something valuable. Yes, many people do subscribe simply because of new posts notifications, but you’ll be surprised how much this number could increase if you offer something more interesting for everyone who’ll subscribe, for example, an eBook.

It’s important to repeat such offers from time to time, changing the content every time, instead of doing this only once. This way you’ll be able to keep the existing subscribers as well as attract new ones.

What is even more important is learning how to integrate all these things mentioned above into your blogging strategy. Learning more about them is one thing but learning how to use them is another.

To do so, you need to spend some time thinking about these things. Which strategies will benefit your blog immediately and which ones will do so only with time? Which ones are the easiest to do and which ones require more time and effort to understand and implement them? Answering these questions will help you set your priorities. You will see what you have to focus on first and what can be done later. Maybe your content is good enough already but you have no idea about how to use Google Analytics. It’s time to figure this out.

After you do so, write down the main things you need to add to your marketing strategy and try to add them to your blogging schedule. For example, if you want to focus on social media, don’t forget to schedule the nearest updates and find some time to learn more about the most popular types of social media content in your niche. And if you need to focus on emails, try finding time to read some guides and to learn how to write emails better.

I hope that this article will help you and inspire you. Good luck with your blog!

 

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7 Powerful Habits To Skyrocket Your Self-Confidence

Have you ever imagined how it would be to gain a ton of self-confidence?

Every challenge would feel way easier to you. You would negotiate the pay raise you have been dreaming for years. You would ask out that girl you always think about.

And there’s a whole new world of possibilities…

It’s a shame that it’s just a dream…

Wait…

Are you sure that it’s just a dream? What if it were possible?

Let me tell you a secret. Not only can you gain self-confidence, but it’s even easier than most people think. It’s all about knowing the right way to do it.

You know, I’m a huge fan of habits. The reason is simple. Habits are super-effective and don’t require much energy once they are ingrained. Besides, learning a new habit isn’t impossible – in the end, it’s just a matter of patience.

Here’s the trick: Adopt the right habits and your self-confidence will skyrocket before you even realize it.

Change your focus

focus on the solution

How many times have you told yourself “I can’t do that”? Well, that’s a horrible point of view. You are focusing on the problem, not the solution. Of course, you can’t do it, because if you have that thought, you won’t take action.

Instead of focusing on your problem, focus on the solution. That will make a world of a difference. Instead of telling yourself “I can’t do that”, ask yourself “HOW can I do that?”. You’ll start thinking about the multitude of ways in which you can solve the problem. And you will solve it – and as a result, your self-confidence will go up.

So, here’s the habit. Every time you think you can’t do something, change your focus to how you can do it.

See Also: 3 Keys to Staying Focused & Reaching Your Goals

Exit your comfort zone when you need to

Your comfort zone is the set of actions you can take without feeling discomfort. We all spend most of our day in the comfort zone.

But sometimes, something makes us feel a little of discomfort – maybe a colleague you have a crush on just heard you said something embarrassing, maybe you just stumbled in front of a person you wanted to impress, etc…

Other times, we are required to take actions that make us feel discomfort. For example, you may have to call someone you haven’t heard in a while and ask him a favor.

Do you know the response of most of the people in the face of these situations? They run away, trying to avoid discomfort. The problem is that doing so undermines your self-confidence.

Here’s what to do instead. Every time you find yourself in an embarrassing situation, don’t run away. Stay in the discomfort and feel it. Every time you have to do something that embarrasses, don’t avoid it – do it.

Do you want to know what will happen? The amazing truth is that you won’t die! You will realize that discomfort isn’t that bad after all. And your self-confidence will grow a lot.

Make this a habit and you’ll be very self-confident.

See Also: 7 Ways to Get More Comfortable With Feeling Uncomfortable

Work on your body language

do yoga

Do you want to know what’s the fastest way to gain self-confidence? It’s to assume the posture of a self-confident person.

Countless studies have shown that our inner thinking conditions the body. However, the reverse is also true. Therefore, by changing your posture, you will change your feelings and thoughts.

This is especially important if you don’t exercise regularly and if you work sitting at a desk. Do postural exercises or practice any physical activity that positively affects your posture – like swimming and yoga. In addition, put your focus on your body and assume a more dominant posture often – especially when you need to take important decisions.

Improve your voice

Like body language, your voice is a reflection of your inner world. A self-confident person speaks with a higher voice volume – of course, he/she can still whisper when needed! Thus, speaking with a higher voice volume will make you feel more confident.

This means that working on your voice volume regularly (let’s say 10-20 minutes, 2-3 times a week), will make a big difference. Also, put your efforts into noticing when you decrease your voice volume when speaking with others – and increase it, within reason of course.

Read inspiring thoughts

Your mind is like a sponge. It absorbs whatever gets to it. It means that if you feed your mind with horrible information, it will produce lots of horrible thoughts. If you feed it with wonderful information, it will produce lots of wonderful thoughts.

You can leverage this by adopting a very smart habit. Read inspiring thoughts/information frequently and your way thinking will improve continuously. Which means that you will feel good and make better choices. And as a result of both, your self-confidence will increase.

You have plenty of choices. Read a good book from a great person, listen to an inspiring speech, read a great personal improvement blog, enjoy a powerful quote, and so on. The are so many possibilities!

Change the words you use

Have you ever noticed that the way in which you talk to yourself changes the way you feel? Well, the truth is that even changing a single word can make a very big difference.

If you think that your day is just okay…well, you’ll feel just okay. Let’s change that, and let’s say that your day is fabulous. How will you feel? You will feel way better than before. Given that you choose the words you use, you have the power to change your emotions.

How do you feel about asking that person out? If you say you feel nervous, you will feel nervous and won’t be self-confident enough to ask him/her out. Instead, try to describe that feeling as excitement and you’ll ask him/her out right away.

Remember past successes

So many people think that they can’t do anything remarkable. But that is so untrue!

Here’s a game. Write the 10 biggest accomplishments in your life. No matter what, get to 10 accomplishments. Even if you need 1 hour – don’t worry. Every time I make a client do this exercise, he finishes after 10-15 minutes at maximum.

Now, after writing this list, do you still think that you can’t do anything remarkable? You already are at 10 – and probably even more.

After you graduated, or made that amazing travel, or solved that problem at work, or got an amazing partner…how easy does it sound to make that call that you were delaying? Really easy!

Remember your accomplishments often, and you’ll soon feel more confident.

And there you have it: 7 powerful habits that can make you gain a lot of self-confidence. And, of course, you don’t have to put all of these 7 into action. Actually, just pick one – the one that resonates the most with you. Put that one into action.

Once you have mastered that first habit – no less than 20 days, please – you will be free to add another one.

 

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