If you are a student, you’ve probably thought of getting a job. But is it possible to work and study at the same time?

The answer is yes.

To be successful in balancing work and study, here are some tips and tricks you can consider.

Find a Job Based on What You Are Studying

It might seem difficult but it is not impossible!

For example, if you are pursuing a degree in History, you could look for jobs that can help you improve and learn more about your course. Universities are often looking for students who want to get involved.

You can help with different organization or your school’s administrative tasks. Either way, you’ll have the opportunity to interact with successful people who surely have a lot to teach you. Plus, you’ll be able to earn while learning, too.

Filling your resume with field-related experience also increases your chances of getting a job after you graduate. Employers appreciate related experience.

Become the Master of Time Management

Your schedule might be pretty tight if you’re working and studying at the same time. This is a challenging situation but you need to stay committed to make it through.

The key to balancing work and study successfully is to manage and organize your tasks carefully. Take into consideration using an agenda. It helps a lot! You can plan all the activities you have to do and, while time passes, you’ll get used to using it.

Every person in the world has the same amount of hours in a day, the same amount of days in a month, and months in a year. If others can make it work, so can you. Make changes to your current schedule until you have full control over your time. Follow this schedule to optimize your tasks.

See Also: 5 Essential Time Management Tips to Live By

Take Breaks

Of course, you might feel overwhelmed because it is not easy to work and study at the same time. Every once in a while, a break might help a lot. Don’t bury yourself under a pile of articles and lessons right after you come back from work.

Take your time and relax! Of course, it is also important not to push it and start procrastinating. Limit the length of your break and follow your agenda.

Enjoy a couple of hours with your friends, take a walk with your dog, and do some morning exercise to keep the energy levels high. Something as simple as your favorite chocolate can make things better, as long as you keep track of your schedule.

See Also: Five Things To Do Right Now To Stop Procrastinating

Keep Your Motivation Level High

At first, you could feel that everything is possible and that you can make it through without problems. The boost of motivation you have at the beginning is incredible and it gives you amazing powers.

But, with time, you might feel overwhelmed or tired and so your level of motivation might decrease. It will become harder and harder to do your assignments after a long day at work.

Reward yourself after you finish reading your lessons. Keep in mind that you do not have to give yourself amazing rewards. A chocolate, watching a movie or going for a walk will surely help. Besides that, you’ll have more energy and you will retain the information easily. Receiving small rewards after accomplishing tasks makes it easier to retain information.

Conclusion

Of course, it is not an easy job balancing work and study. Both of them are important for us and we should take care of both aspects. Although it might seem challenging at first, and it is, you should probably keep in mind that it’s not impossible.

By successfully managing your time and your breaks, you can easily achieve work-study balance. And remember, this is just a transition period towards adulthood. Do what you have to do until you can do what you want to do!

The post Balancing Work and Study: 4 Highly Effective Tips You Need to Try appeared first on Dumb Little Man.

http://ift.tt/2ow0H7i

One day, while riding the train, I overheard a cry for help. Sure, the young lady sitting across from me was literally crying.

“If only I was rich,” she said. “If only I was rich!”

“I know, Babe . . . I know,” responded her friend in hopes of consoling her.

What started out as watching from afar, as if I were some nosy neighbor peeking from a window, turned into full-blown observation. What struck me most peculiar of all- for some reason- was the word “rich.”

After mulling over the thought for a second or two, I turned to Google for help.

Rich = Abundantly Supplied

The search engine instantly returned a definition.

Rich: abundantly supplied.

So, I asked myself: “Does that girl look ‘abundantly supplied’?”

Well, I see an iPhone 7 in her hand and a Louis Vuitton purse on her lap.

Then, I got to thinking: to be “abundantly supplied” means to have more than you need.

When I’m sitting around the table with family at Thanksgiving and everyone feels more stuffed than does the turkey, everybody is abundantly supplied. In other words, so far as food goes, we’re all rich because we have more food than we need.

What about housing?

Every non-homeless person is abundantly supplied. The same line of reasoning goes for the rest of the basic necessities. Once the basic necessities are met, all bodily needs are abundantly supplied.

The Mind is Everything

Unlike bodily needs which require basic necessities to satisfy basic desires, mental desires and needs are almost always abstract in nature. For this reason, we, as humans, can transcend meeting basic needs.

Just think of the people who still manage to crack a smile even when their bodies don’t feel comfortable during a fast. And think of depressed people. Although they have their basic needs met, they can’t manage to smile.

With that, remember this:

The best things in life are not only free but- get this- they’re not even things!

What Makes You Rich

See Also: 10 Mind Exercises That Will Teach You How To Build Self Confidence

When the Beatles famously sang “Money Can’t Buy Me Love”, they could’ve easily added “Money Can’t Buy Me Happiness, Peace or Even Riches”.

Aye, there’s the rub!

There’s no amount of money that can make you feel rich.

Why?

Because it’s not what you have but how you feel that makes you rich. This is by no means a revolutionary idea.

The wise men of yesterday used to say that it is better to be born lucky than rich.

Indeed, if you’re lucky enough to be a happy person, which ultimately depends on how you interpret reality, no amount of gold or lack thereof can ever affect your disposition.

This explains why Socrates went so far as to say that “he is richest who is content with the least, for content is the wealth of nature.”

And it is this wealth of nature which Shakespeare called his crown “a crown it is that seldom kings enjoy”.

What Socrates and Shakespeare both understood was that words such as happiness and riches are nothing but synonyms for contentment. In fact, contentment can be likened to a girl who wakes up in the morning in her natural state—stank breath and all.

When that same girl goes to her stylist and makeup artist, she transforms into the supermodel Happiness. Presto! She now can strut her stuff on the runway.

But when the show is over, Happiness—as did Cinderella—turns back into her natural self: plain ol’ Contentment.

If to be content means merely to be satisfied, then real wealth can only be measured by having as much money as you need, not want. After all, if happiness is a state of mind and everything about the mind is invisible.

To expect something invisible to give you happiness would be equivalent to expecting your eyes to let you see a ghost. This point may best be illustrated by the following thought experiment.

The World’s Richest Poor Man

Imagine traveling back to the year 1720. Think that you were born into royalty.

Being born with such luck, you have all the power and riches in the world. But here’s the catch: you’ve already tasted what life is like in the 21st century.

Now, here’s where the true nature of riches reveals itself.

As a king living in the 18th century, the average lifespan was about 35 years. Today’s average life expectancy is roughly 80 years.

So, let’s say you endured the harshest conditions possible, such as living homeless. That would probably cut off about a decade from your lifespan. Yet, that still leaves you off two times better than the richest king in the eighteenth century.

But such a case study would fail to reflect the average conditions of someone living today because most people aren’t homeless.

Most people have access to the basic conveniences, like smartphones, TVs and so forth. Think about it: Your Majesty didn’t even have a dumb-phone in his palace.

There are so many luxuries taken for granted today that would have so far exceeded the imagination of people from another age.

In Closing

People living today may never see how lucky they are if they continue to compare their status with others- probably just like the woman in front of me.

After waking up from my daydream, it finally dawned on me: the only thing in life that can make you poor is a poor attitude. Bingo!

Never saw it in that light. But, of course, the poor queen sitting across from me won’t be able to hear about my bright idea and fairy tales of poor kings.

The post It’s Not What You Have But How You Feel That Makes You Rich appeared first on Dumb Little Man.

http://ift.tt/2ovgxz6

Trading centuries ago was way different than what we’re experiencing today. It was less convenient, easy, and predictable. It took a lot of time and it came with a lot of risks.

Here, we take a look at how has trade changed over time.

Setting the scene

Post-war investment was very different to the trading opportunities of today. The Great Depression, along with two world wars, had impacted the Stock Market such that very few people owned common stock. In fact, until 1954, daily trading volumes sat below one million shares on the NYSE – a tiny fraction of what they are today.

Investing was time-consuming and investment choices were fairly restricted, thanks to the limited competition among independent stockbrokers.

With contemporary technology, trade took much longer, too. Investors had to contact their brokers to instruct a trade. After that, a ticket needs to be created before the transaction can be carried out.

Prices were also harder to come by. An investor had little choice but to contact a stockbroker for the current market price on shares.

One instrumental change that took place was the introduction of a monthly investment program by the NYSE. This enabled investors to risk smaller amounts of money.

The 1970s to the end of the 20th century

While the Stock Market was experiencing slow growth during the 1970s, progress and changes in other areas were beginning to take place. Where trading had traditionally taken the form of physical stock certificates, this decade saw the rise of electronic trades, with stocks held at a central depository.

As automation and technology improved, the capacity for trading volume increased. At the time, the NYSE reported a daily trading volume of 100 million by 1982.

In 1970, the trade in derivative financial instruments increased. A number of governments initiated volatility into the markets by relaxing controls on pricing and a methodology for establishing option prices was introduced. Predicting future prices was sped up with the advancement in computing technology.

It wasn’t just the improvements in computers that helped the financial markets grow in the late 20th century.

In their 1996 publication, “Globalization Myths”, Paul Bairoch and Richard Kozul-Wright noted that the price of a three-minute phone conversation from New York to London fell by $242 over the course of the century. By 1990, a call was just $3. That’s way lower than its $245 price in the 1930s.

With cheaper telecoms available and electronic trades predominating, commissions were lower and investments could be smaller. Smaller risks were a major factor in the increase of mutual funds. With the introduction of individual retirement accounts (IRAs), more investors chose to pool their money with others’ in order to achieve financial goals.

21st-century trading

Today, it’s possible to make trades from the comfort of your living room, without having to employ the services of a broker or a financial advisor. The internet has proved an invaluable resource to investors, with current prices available on demand and the option of managing daily investments themselves.

Trade options have become so extensive that those who are new to investing can find the market somewhat intimidating. With the information available on the internet, new traders can easily adjust.

Compared with the 20th century, the economic sectors are vastly different. Iron, coal, and steel were a much larger part of the market before. Today, banking, pharmaceuticals, and information technology are the largest sectors.

Further differences include a rise in online brokerages, which means investors are able to pay lower commission rates, and the introduction of decimal pricing for stocks in 2001. As a result, there’s faster trading.

These developments come with an increased risk.

As the credit crunch of the late 2000s demonstrated, globalization and the close relationship between international markets can mean there is nowhere to hide when disaster strikes. An apparently small event in an overseas market can, therefore, have economic implications across the world.

Rather than being conducted through multiple regional exchanges, today’s global economy is defined in terms of financial centers. The largest of which are Tokyo, London, and New York.

Conclusion

Although investing is quicker, cheaper, and more convenient nowadays, the number and complexity of options make it more challenging. With the risk introduced by globalization, a portfolio structured for the future is more important than ever.

See Also: Trading Tips For Beginners: Are You Emotionally Ready to Trade Online?

The post How Has Trade Changed Over Time appeared first on Dumb Little Man.

http://ift.tt/2BTcTq9