Glen at Gljúfrafoss by rwhgould I snapped this shot of Glen on…

Glen at Gljúfrafoss by rwhgould I snapped this shot of Glen on top of the cliff in front of Gljúfrafoss after I had returned to the campground below to wash off a bunch of crud that I had gotten on my pants. http://flic.kr/p/9426WU

http://ift.tt/2dHmWjI

Redwoods, Californiaphoto via ekaterina

Redwoods, California

photo via ekaterina

Selected: Echoes by LorenzoNadalini

Braies Lake – Italy

A place that fascinates me for its mysterious soul. I love going there in the morning when silence reigns and you feel only some noise coming from the surrounding woods, when there is nobody around and the lake waters give a perfect reflection. A really deep and intimate atmosphere.

I hope you enjoy it…

🙂

http://ift.tt/2djWz29

Sun-like disc of 8,000 Swarovski crystals installed at baroque Viennese palace



Vienna Design Week 2016: London design studio Fredrikson Stallard has brought its glimmering Prologue installation to Vienna’s baroque Belvedere Palace (+ slideshow). (more…)

http://ift.tt/2cQeMbU

Casa de Madera / Estudio Borrachia


© Fernando Schapo

© Fernando Schapo


© Fernando Schapo


© Fernando Schapo


© Fernando Schapo


© Fernando Schapo

  • Author Architectes: Alejandro H. Borrachia, Oscar A. Borrachia
  • Collaborator: Matias Carloni

© Fernando Schapo

© Fernando Schapo

“Casa de Madera” its a weekend residence, designed for a 4 member family; a young marriage with 2 children.


© Fernando Schapo

© Fernando Schapo

It takes place in ground floor and has the peculiarity of being built entirely of wood. In the roof level a green cover its develop; where wild plants grow almost without maintenance, getting a new natural space merged with the foliage and tree tops.


© Fernando Schapo

© Fernando Schapo

Floor Plan

Floor Plan

© Fernando Schapo

© Fernando Schapo

The wood house is part of a series of cases of housing developed by the office that we call “housing habitat”, by the logic which means its relationship with the environment and all that this brings.


© Fernando Schapo

© Fernando Schapo

Each design decision taken in this regard have to do with the maximum efficiency achieved in spaces and exacerbation of outdoor life and contact with nature.


Diagram

Diagram

The separation of home soil, seeking guidance, views and cross ventilation, green roof and shady areas surrounding the house, are based on decisions that facilitate this contact, and finally the maximum energy cost savings and possible resources.


© Fernando Schapo

© Fernando Schapo

© Fernando Schapo

© Fernando Schapo

Conceived in a modular way and in line with the technological possibilities that wood construction permits, this work built within five months, allowed to keep their immediate environment natural state without altering the ecosystem. Even if required could be removed in a matter of days and the environment remain intact.


© Fernando Schapo

© Fernando Schapo

We understand the wood used as structure, cladding, division and deck, playing the lead role in the material logic of this house and at the same time as a search engine about new constructive alternatives, based on systems indigenously, materials easy manufacturing and handling, existing throughout the territory of our country and adaptable to different geographical and climatic conditions 

This house offers not only the response to timely and specific problem of your design and construction but also for studying the verification of a series of investigations that are carrying out for some years on the implementation of systems prefabricated dry low cost, quick realization.


© Fernando Schapo

© Fernando Schapo

http://ift.tt/2dGeRuF

The 5 Step Guide to Researching Business Loans—Fast!

Need capital for your small business loan—right now? Don’t worry, every small business owner has been there. No matter how tight a ship you run, things happen—it’s a reality of running a small business.

Luckily, when you need a quick infusion of capital to cover an unexpected expense or seize a business opportunity, waiting around for a business loan from a traditional bank isn’t your only option. There are many alternative lenders that can give you the financing you need, but how can you find them? Here’s your step-by-step guide when you need to research business loans—fast.

Step 1: Figure out how much capital you need and what you need it for.

Your first step for finding the fastest small business loan is to figure out how much money you need and pinpoint the exact reason why you need it. Business loans fund at different amounts and for different business purposes. So if you don’t know exactly what you’re looking for, you run the risk of wasting your time searching for financing that just doesn’t fit your needs.

Think carefully about what you plan to use the capital for, and use your financial projections to come up with a number to shoot for.

Step 2: Check your personal and business credit score.

If you’re monitoring your credit regularly, you’ll already have a sense of where your credit rating stands; if you aren’t up-to-date on your credit score, look it up now.

Both your personal and business credit score can be a guiding factor in your business loan eligibility. If you need a small business loan as soon as possible, you probably don’t have time to bump up the score a bit. Knowing your score will give you an idea of what you’ll qualify for, so you won’t waste any time applying for loans that aren’t realistic options for you.

Step 3: Determine how much you can afford to borrow.

Next, you’ll need to take a hard look at your business financials to figure out how much debt you can actually take on. Lenders will pay attention to anything from your average annual revenue to your bank balance, cash flow, profit and loss statements, and more—but take a look at these yourself to determine how much your business can afford to borrow.

Business loans come with different terms and different interest rates. So before you seriously explore any options, decide what your ideal repayment amount would be, how fast you want to pay back your loan, and how much you’re willing to pay in interest. Also, always be fully aware of the true cost of the loan before you sign the dotted line, and o, avoid taking on more loan than you can afford—you could easily be worse off in the long-run.

Step 4: Decide where you want to apply.

Your next step is to figure out where you want to find your business loan. If you go the traditional banking route, you’re likely to find a small business loan at a low price and long term. But you’ll sacrifice speed for affordability—bank loans take a long time to fund.

If you need the financing as soon as possible, try applying online. Online lenders offer a variety of products to small business owners, with varying rates and times to funding. Take a look at a few to decide which one is going to be the right fit for you.

Step 5: Apply for a loan and compare multiple offers.

The last—and most important—step to finding the best small business loan is to compare offers from the lenders you’ve applied to. If you have a few options in front of you, you’ll be able to determine which offer has the best terms and interest rate for your business. On the other hand, if you just take the first loan offer that comes your way, you’ll never know if you could have found a better option with a different lender.

The post The 5 Step Guide to Researching Business Loans—Fast! appeared first on AllBusiness.com

The post The 5 Step Guide to Researching Business Loans—Fast! appeared first on AllBusiness.com. Click for more information about Meredith Wood.

http://ift.tt/2dGeUGN

“Architects still don’t understand how people live”



Comments update: the UK’s housing crisis became the hot topic this week, as readers reacted to Phineas Harper’s first Opinion column for Dezeen. (more…)

http://ift.tt/2dbXLF6

Boost Your Business Writing With These 10 Tips

The business world is almost wholly information driven. Whether you’re writing emails, presentations, or sales information, you’re communicating by the written word an awful lot while at work. If you feel you need to brush up on your skills, keep these ten tips in mind as you write.

entrepreneur1. Take a break between writing and sending

You’re busy, and you just want to send off that email and get on with the next task on your to do list. However, resist the temptation and let it sit for an hour or so. When you come back to it, you’ll look at it with fresh eyes, and see what needs to be edited or altered.

2. Create templates

Whenever you write something you think really went well, save it as a template. The next time you need to write something similar, you can use that template to create it in half the time, knowing you’ll still write something you can be proud of. If you don’t have anything you can use as a template, they’re easy to find online.

3. Don’t give choices if you can help it

Being given too many options can lead to decision paralysis, which you just don’t have time for. When you’re writing, give a single option. For example, say ‘the meeting is scheduled for 2pm’. If you have to give a choice, just give two and ask readers to pick one. It’ll save you a lot of time.

4. Hire a writer if you need help

You may be struggling to write in the right tone, or even find the time to get all your writing done. Hiring a freelance writer will free up time, and give you copy that’s of high quality as it’s written by a professional.

5. Avoid buzzwords

Keeping your clear and to the point. Using buzzwords and jargon can feel like you’re making your copy exciting, but they can just be annoying to the reader. Also avoid using overly complicated language, when simpler language will do.

6. Use ‘active’ language

You want your reader to be engaged with what you’re writing. Using the passive voice won’t get them involved in what you have to say. Instead of ‘The meeting agenda can be discussed’, say ‘Let’s discuss the meeting agenda.’

7. Read your writing aloud

It sounds like a waste of time, but you should always read your writing aloud. What sounds ok on paper will sound different read aloud, so you’ll be able to spot errors and sections you’ll need to edit instantly.

8. Use solid facts

You want to enthuse about your products because you believe in them, and that’s fine. What you should do, though, is avoid hyperbole. Readers don’t want to read about your product if they can’t find out what it does. Stick to the facts, but use those facts to show how positive that product will be in their lives.

9. Remember to give the reader a reason to act

If you’re using active language, you shouldn’t find this difficult. Give the reader a reason to act, whether that’s by emailing you back, organising a meeting with you, or buying your product. You’re writing to persuade without being overbearing.

10. Use a call to action

Finally, include a clear ‘call to action’. This could be ‘Click this link to find out more’ or ‘Give me a call and we’ll set this up.’ Give the reader the instructions they need to take this further.

These ten tips should give your business writing skills a real boost. Try them out the next time you need to write and you’ll see just how much they improve.

The post Boost Your Business Writing With These 10 Tips appeared first on Change your thoughts.

http://ift.tt/2dbTlhJ

Studio Gang, Shigeru Ban Among 5 Shortlisted for Arkansas Arts Center Expansion


© Flickr user nostri-imago. Licensed under CC BY 2.0.

© Flickr user nostri-imago. Licensed under CC BY 2.0.

The Arkansas Arts Center has selected five top architecture firms to compete for the design of a $55 million to $65 million museum expansion project in Little Rock, Arkansas. The project will include a renovation to existing theater and studio spaces, as well as new education facilities for families and gallery space to house the museum’s expanding art collection.

An advisory panel and selection committee named the finalists following a RFQ process featuring 23 local and international firms.

The 5 firms selected as finalists are:

“After a very deliberate process that involved expert input and a focus on the particular needs of our institution, both the technical review panel and the selection committee agree that we have in this final group not only some of the best architects in the world, but those with the kinds of specific experience with museums and cultural institutions nationally and internationally that we need to successfully accomplish our goals,” said Todd Herman, executive director of the Arts Center.

Originally built in 1937 using funding granted by President Franklin Delano Roosevelt as part of the Works Progress Administration (WPA), the Arkansas Arts Center has undergone several expansions throughout its nearly 80 year history, the most recent of which occurred in 2001.

The finalists will now present their design approach and philosophies to a selection committee on Nov. 1. A winner is expected to be selected early in 2017.

News via Arkansas Online, Arkansas Times and the Arkansas Arts Center.

http://ift.tt/2dqk3Fz

London’s Natural History Museum set for major extension by Niall McLaughlin Architects



The Natural History Museum in London has won planning permission for a major upgrade of its entrance areas, designed by Niall McLaughlin Architects and landscape firm Kim Wilkie (+ slideshow). (more…)

http://ift.tt/2dtUN09