The Best Night Routine for a Productive Day

You’re reading The Best Night Routine for a Productive Day, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

Even if you don’t consider yourself a productive person, you still have some type of morning routine to kick off the workday. If it’s a daily mad sprint to the train stop with coffee in one hand and a breakfast burrito in the other, there’s probably still at least some forethought (breakfast burritos don’t just happen).

But a bedtime routine? If yours consists of just falling asleep during The Daily Show with a cocktail, you’re doing it wrong. A productive tomorrow begins tonight, and a nighttime checklist can help establish sleep-positive habits that will carry you through the day, as opposed to dragging yourself to five o’clock.

According to Hilary Thompson, a sleep expert for Mattress.com, you’ll also be healthier: “Trouble falling, and staying, asleep can lead to chronic fatigue, mood and memory issues, a slower metabolism, and decreased immune-system functioning,” she says. “A routine can help you get the most out of your night and, ultimately, your day.”

Before you plan on going to sleep, try implementing some (or all) of these steps to set yourself up for a better, more productive morning.

  1. Step Away from the Spreadsheet. Shut off your brain and stop working. The tasks will still be there tomorrow—plus some more, because work. They can, and should, wait.
  2. Look Back, Look Ahead. Review what you accomplished today, then make a to-do list for tomorrow. But don’t feel that you must list everything for tomorrow—the top three biggies will suffice. And don’t make these lists too close to bedtime, as per the shut-off-brain/stop-working directive above.
  3. Cool It. According to the National Sleep Foundation, the ideal temperature for shut-eye is around 65 degrees. The cooler you are, the sleepier you become, so turn down the thermostat.
  4. Cut Off the Alcohol (and Snacks). At least two hours before bedtime, cut off the booze, food, and—you’d be surprised how non-self-explanatory this is—stimulants (not just coffee and soda, but also sugary desserts and even fruits). “Digestion and sleep don’t mix well,” says Hilary Thompson.
  5. Clean It Up. Waking up to a messy household isn’t the way to start the day. Tidy up the kitchen, your bedroom, your workspace, and everything else within eyesight before you hit the sack for a clearer path in the morning.
  6. Dress for No Stress. It worked when you were a kid, so why not now? Plan and lay out tomorrow’s clothing ensemble tonight, and you’ll have one less thing to worry about. “And, if your first outfit of the day is gym clothes for a morning workout, even better,” adds Thompson.
  7. Relax with a Book. Get in some light reading before bedtime—but not that kind of light. Good old-fashioned print is preferable to an iPad or Kindle. “The light from the screen of your tablet or phone is blue-spectrum light … it tells the brain to stop secreting melatonin [a natural sleep-inducing biochemical],” says Lisa Medalie, PsyD, a University of Chicago behavioral sleep-medicine specialist. “Even a few minutes of exposure signals your brain to stay awake.”
  8. Fade to Black. Again, it’s a melatonin thing—the darker the room, the better the slumber. Ever notice how much sounder you sleep in a hotel room? Consider investing in some blackout blinds, or at least an eye mask.
  9. Nix the Netflix. As per the above, shut down all screens an hour or two before bedtime, including TVs and computers. If you absolutely must squeeze in one more episode of Iron Fist, try some blue-light-blocking sunglasses.
  10. Pause the Paws. Sorry, pet lovers, but letting dogs and/or cats on your bed isn’t helping your sleep—when they toss and turn so do you. Keep your four-legged friends out of the bedroom, or, if you can’t bear to be apart, set them up with their own bed across the room.
  11. Block the Clock. Yes, even the LED light from your bedside clock can mess with your sleep—especially if you’re up all night staring at it, so turn it to the wall. “Even a small amount of exposure to the clock’s display can interrupt melatonin flow,” Thompson says. “As long as you can hear the alarm in the morning, there’s no need to see it.”

And, when morning comes …

  1. Snooze (Button), You Lose. “The worst thing you can do is stay up late then hit snooze in the morning,” success author Laura Vanderkam tells Business Insider. “Humans have a limited amount of willpower. Why waste that willpower arguing with yourself over when to get up, and sleeping in miserable nine-minute increments?”

Try out a few of these tips tonight, and you’ll thank yourself when you have a productive tomorrow. Happy sleeping!

You’ve read The Best Night Routine for a Productive Day, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

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The Best Night Routine for a Productive Day

You’re reading The Best Night Routine for a Productive Day, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

Even if you don’t consider yourself a productive person, you still have some type of morning routine to kick off the workday. If it’s a daily mad sprint to the train stop with coffee in one hand and a breakfast burrito in the other, there’s probably still at least some forethought (breakfast burritos don’t just happen).

But a bedtime routine? If yours consists of just falling asleep during The Daily Show with a cocktail, you’re doing it wrong. A productive tomorrow begins tonight, and a nighttime checklist can help establish sleep-positive habits that will carry you through the day, as opposed to dragging yourself to five o’clock.

According to Hilary Thompson, a sleep expert for Mattress.com, you’ll also be healthier: “Trouble falling, and staying, asleep can lead to chronic fatigue, mood and memory issues, a slower metabolism, and decreased immune-system functioning,” she says. “A routine can help you get the most out of your night and, ultimately, your day.”

Before you plan on going to sleep, try implementing some (or all) of these steps to set yourself up for a better, more productive morning.

  1. Step Away from the Spreadsheet. Shut off your brain and stop working. The tasks will still be there tomorrow—plus some more, because work. They can, and should, wait.
  2. Look Back, Look Ahead. Review what you accomplished today, then make a to-do list for tomorrow. But don’t feel that you must list everything for tomorrow—the top three biggies will suffice. And don’t make these lists too close to bedtime, as per the shut-off-brain/stop-working directive above.
  3. Cool It. According to the National Sleep Foundation, the ideal temperature for shut-eye is around 65 degrees. The cooler you are, the sleepier you become, so turn down the thermostat.
  4. Cut Off the Alcohol (and Snacks). At least two hours before bedtime, cut off the booze, food, and—you’d be surprised how non-self-explanatory this is—stimulants (not just coffee and soda, but also sugary desserts and even fruits). “Digestion and sleep don’t mix well,” says Hilary Thompson.
  5. Clean It Up. Waking up to a messy household isn’t the way to start the day. Tidy up the kitchen, your bedroom, your workspace, and everything else within eyesight before you hit the sack for a clearer path in the morning.
  6. Dress for No Stress. It worked when you were a kid, so why not now? Plan and lay out tomorrow’s clothing ensemble tonight, and you’ll have one less thing to worry about. “And, if your first outfit of the day is gym clothes for a morning workout, even better,” adds Thompson.
  7. Relax with a Book. Get in some light reading before bedtime—but not that kind of light. Good old-fashioned print is preferable to an iPad or Kindle. “The light from the screen of your tablet or phone is blue-spectrum light … it tells the brain to stop secreting melatonin [a natural sleep-inducing biochemical],” says Lisa Medalie, PsyD, a University of Chicago behavioral sleep-medicine specialist. “Even a few minutes of exposure signals your brain to stay awake.”
  8. Fade to Black. Again, it’s a melatonin thing—the darker the room, the better the slumber. Ever notice how much sounder you sleep in a hotel room? Consider investing in some blackout blinds, or at least an eye mask.
  9. Nix the Netflix. As per the above, shut down all screens an hour or two before bedtime, including TVs and computers. If you absolutely must squeeze in one more episode of Iron Fist, try some blue-light-blocking sunglasses.
  10. Pause the Paws. Sorry, pet lovers, but letting dogs and/or cats on your bed isn’t helping your sleep—when they toss and turn so do you. Keep your four-legged friends out of the bedroom, or, if you can’t bear to be apart, set them up with their own bed across the room.
  11. Block the Clock. Yes, even the LED light from your bedside clock can mess with your sleep—especially if you’re up all night staring at it, so turn it to the wall. “Even a small amount of exposure to the clock’s display can interrupt melatonin flow,” Thompson says. “As long as you can hear the alarm in the morning, there’s no need to see it.”

And, when morning comes …

  1. Snooze (Button), You Lose. “The worst thing you can do is stay up late then hit snooze in the morning,” success author Laura Vanderkam tells Business Insider. “Humans have a limited amount of willpower. Why waste that willpower arguing with yourself over when to get up, and sleeping in miserable nine-minute increments?”

Try out a few of these tips tonight, and you’ll thank yourself when you have a productive tomorrow. Happy sleeping!

You’ve read The Best Night Routine for a Productive Day, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

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Tidy Home, Tidy Mind – How Your Surroundings Can Affect Your Mental Health

You’re reading Tidy Home, Tidy Mind – How Your Surroundings Can Affect Your Mental Health, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

They say a tidy home equals a tidy mind, but if only it was as simple as that! Whilst a clean environment won’t necessarily solve all of your problems, it can actually have a great impact on your day-to-day outlook and mental health. Whether you’re suffering with stress, feeling overwhelmed or struggling to find motivation, your surroundings can have a dramatic effect on your mood. You may not notice this straight away and you may shrug it off as a non-issue but it is definitely something that’s worth thinking about. We all have those days, where we come home from work tired and all we want to do is collapse on the sofa or crawl into bed. After a long and stressful day the last thing you want to do is see to the pile of dishes, the stack of unopened mail or pile of internet shopping you’re still yet to open.

Waking up and having to deal with a messy house every day can severely impact your motivation, concentration and it’s simply not a great way to start your day. It’s wise to clear a little bit of time to organize the chaos, and then reap the benefits of a calm and tidy home.

Clear the Clutter

The first step to a tidy home is getting rid of the clutter, a time consuming yet worthy task. You’ll need to dedicate a weekend to sorting through all of your items – think minimalist! You don’t have to get rid of all of your worldly possessions but think about what you do and don’t use. You’ll be much happier living in a home that isn’t crammed with unnecessary objects. It will give you space to breathe and a much more organized mind. This is especially important if you ever work from home, after all how much can you really get done in a messy and uninspiring environment?

Sort through the Paperwork

Bills, bills, bills! Those annoying weekly reminders that you owe money on your credit card can soon mount up and before you know it you’ve got piles of unopened mail all over the place. Buy a cheap shredder and spend an afternoon shredding all of your documents and sending them off for recycling. You’ll feel a weight off your shoulders and hopefully you will finally be able to see extra space on your kitchen worktop! Be sure that any sensitive information is destroyed and say goodbye to the mess. Give your important documents a new, organized home so that you can easily access them, without having to trawl through 100s of unopened letters.

Give the walls a fresh lick of paint

Did you know certain colors can affect a rooms Feng shui? Create the perfect ambience with an intimate, peaceful setting using all the right shades. Opt for calming colors such as a soft neutral green, lavender and grey. Avoid harsh colors such as red, magenta and violet as these will have the opposite effect and can also make rooms appear smaller and more cramped.  Try and ensure your rooms are letting in as much natural light as possible too, as this is much more calming than fluorescent lighting. Bright open spaces are much more satisfying than dark, cluttered rooms which can leave you feeling depressed.

Add a touch of green

Did you know plants are great mood boosters? Good Feng Shui plants are the top air purifying plants, these are ones that provide clean, good quality air! Make sure you opt for an areca palm, bamboo palm, English ivy, rubber plant or lady palm for a gracious flow of energy in your home. Plants to avoid include cacti for their spiky energy! Not only will these plants provide you with zen, they’ll also add a beautiful touch to your home.

Following these simple steps, de-cluttering your life and organizing your belongings will make you feel hugely motivated. An untidy home can feel hugely overwhelming, don’t stress yourself out trying to transform it into a minimalist haven overnight, it will take time but will be so worth it in the long run. Once you declutter you will be able to think more clearly, feel more positive and enable you to enjoy a more welcoming and comfortable living area to appreciate. For expert advice regarding a tidier way of living, be sure to check out Marie Kondo’s bestselling book ‘The Life-Changing Magic of Tidying up’ it will change your life forever!

Happy de-cluttering!


Matilda is a firm believer in self-development, spirituality and a tidy home! She is a freelance marketing manager for interiors boutique Homeward Bound Interiors and enjoys nothing more than travelling the world in search of inspiration in all aspects of her life!

 

You’ve read Tidy Home, Tidy Mind – How Your Surroundings Can Affect Your Mental Health, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

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Tidy Home, Tidy Mind – How Your Surroundings Can Affect Your Mental Health

You’re reading Tidy Home, Tidy Mind – How Your Surroundings Can Affect Your Mental Health, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

They say a tidy home equals a tidy mind, but if only it was as simple as that! Whilst a clean environment won’t necessarily solve all of your problems, it can actually have a great impact on your day-to-day outlook and mental health. Whether you’re suffering with stress, feeling overwhelmed or struggling to find motivation, your surroundings can have a dramatic effect on your mood. You may not notice this straight away and you may shrug it off as a non-issue but it is definitely something that’s worth thinking about. We all have those days, where we come home from work tired and all we want to do is collapse on the sofa or crawl into bed. After a long and stressful day the last thing you want to do is see to the pile of dishes, the stack of unopened mail or pile of internet shopping you’re still yet to open.

Waking up and having to deal with a messy house every day can severely impact your motivation, concentration and it’s simply not a great way to start your day. It’s wise to clear a little bit of time to organize the chaos, and then reap the benefits of a calm and tidy home.

Clear the Clutter

The first step to a tidy home is getting rid of the clutter, a time consuming yet worthy task. You’ll need to dedicate a weekend to sorting through all of your items – think minimalist! You don’t have to get rid of all of your worldly possessions but think about what you do and don’t use. You’ll be much happier living in a home that isn’t crammed with unnecessary objects. It will give you space to breathe and a much more organized mind. This is especially important if you ever work from home, after all how much can you really get done in a messy and uninspiring environment?

Sort through the Paperwork

Bills, bills, bills! Those annoying weekly reminders that you owe money on your credit card can soon mount up and before you know it you’ve got piles of unopened mail all over the place. Buy a cheap shredder and spend an afternoon shredding all of your documents and sending them off for recycling. You’ll feel a weight off your shoulders and hopefully you will finally be able to see extra space on your kitchen worktop! Be sure that any sensitive information is destroyed and say goodbye to the mess. Give your important documents a new, organized home so that you can easily access them, without having to trawl through 100s of unopened letters.

Give the walls a fresh lick of paint

Did you know certain colors can affect a rooms Feng shui? Create the perfect ambience with an intimate, peaceful setting using all the right shades. Opt for calming colors such as a soft neutral green, lavender and grey. Avoid harsh colors such as red, magenta and violet as these will have the opposite effect and can also make rooms appear smaller and more cramped.  Try and ensure your rooms are letting in as much natural light as possible too, as this is much more calming than fluorescent lighting. Bright open spaces are much more satisfying than dark, cluttered rooms which can leave you feeling depressed.

Add a touch of green

Did you know plants are great mood boosters? Good Feng Shui plants are the top air purifying plants, these are ones that provide clean, good quality air! Make sure you opt for an areca palm, bamboo palm, English ivy, rubber plant or lady palm for a gracious flow of energy in your home. Plants to avoid include cacti for their spiky energy! Not only will these plants provide you with zen, they’ll also add a beautiful touch to your home.

Following these simple steps, de-cluttering your life and organizing your belongings will make you feel hugely motivated. An untidy home can feel hugely overwhelming, don’t stress yourself out trying to transform it into a minimalist haven overnight, it will take time but will be so worth it in the long run. Once you declutter you will be able to think more clearly, feel more positive and enable you to enjoy a more welcoming and comfortable living area to appreciate. For expert advice regarding a tidier way of living, be sure to check out Marie Kondo’s bestselling book ‘The Life-Changing Magic of Tidying up’ it will change your life forever!

Happy de-cluttering!


Matilda is a firm believer in self-development, spirituality and a tidy home! She is a freelance marketing manager for interiors boutique Homeward Bound Interiors and enjoys nothing more than travelling the world in search of inspiration in all aspects of her life!

 

You’ve read Tidy Home, Tidy Mind – How Your Surroundings Can Affect Your Mental Health, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

http://ift.tt/2rWE37u

How to Succeed by Quitting

You’re reading How to Succeed by Quitting, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

“I just feel so trapped! We need the money.” I was terrified. I had spent ten years being a lawyer, and many years before that striving to be exactly where I was. Well, maybe not striving to be crying in my therapist’s office which is where I was at that moment, but striving to be an attorney. My therapist nodded empathetically and said, “but do you? Really? Does your daughter need money or a mom who isn’t having weekly anxiety attacks?”

The act of lawyering was a wonderful experience, when I got to do it.  But as a relatively junior attorney, I was just someone else’s briefcase, carrying all the knowledge but doing very little of the substantive work. Of course, the pressure and stress were none the less for my lack of authority.

It took returning to work after the birth of my first child to jolt me into action. Suddenly anxiety attacks and being a briefcase weren’t compelling enough reasons to leave my precious child in the care of another person 10 hours a day. But how could I let go of being a lawyer? I’d worked so hard to get there. It seemed like such a waste to walk away before I “made it.”

With the help of my supportive and tenacious therapist, and my husband, I finally quit. It was scary but I learned five crucial lessons that have delivered me from quitting a job I hated to a successful life.

1. Know That Experience is Never Wasted

Just as energy can never be destroyed, experience is never wasted. Instead it moves to support your next endeavour.

If I hadn’t worked all those years as an attorney on writing and research, my blog would be far less interesting. If I hadn’t learned the art of persuasion, my daughter would be eating cheetos for dinner. I may not be a practicing lawyer anymore but I am certainly using all of the tools I gained as an attorney.

2. You Are Not What You Do

You are not a lawyer, real estate agent, florist, cardiologist, mom, or wife. Don’t accept the easy label. And do not endure misery eight hours out of the day just to maintain that label.

You are a person living the most unique experience on the planet because it is yours alone. Make of it what you will.

3. Quitting is Not Failure

I was so concerned that quitting the law meant that I had failed at being a lawyer.

Then I realized that adjusting one’s actions due to external circumstances is not failure. It is pivoting and adapting to a changing landscape. Continuing on as if nothing had happened would be failure. Pretending my dream of lawyering aligned with reality despite all evidence to the contrary would be failure.

Quitting what doesn’t serve you anymore is growth, self-knowledge and wisdom. Own it for the positive action it is.

4. Your Family Needs YOU

Your children don’t need a label. They need you: engaged, happy, passionate, and present. Yes, you need to make enough income to live. No you don’t have to stay home with your kids to give them what they need (unless that’s what you want!). But it is amazing how much you can reduce your needed income when you start prioritizing happiness over money or fancy titles.

For instance, my husband and I moved out of our uber-expensive city suburb to a quiet town. He went back to school and I am exploring a profession that doesn’t cause panic attacks. Rent in our new town is half the price of rent where we used to live. Childcare, gym memberships, food and utilities are all far less expensive here as well.

Of course, you can bank small savings by canceling your cable programming. But sometimes you have to think bigger to live a life you love.

5. Embrace Change

You are not trapped. Sometimes life pivots on you in a way that makes you feel cornered. You feel you have to keep doing what you’re doing because to do otherwise would be a waste, a failure, or too risky financially. So you keep doing it despite the consequences.

But life has a way of pushing you back into that corner until you either go mad or change. I’m here to suggest you choose change, sooner rather than later.

Ask yourself, what can I change to free myself? Why is this not working for me anymore?

If you’re feeling trapped, remember that quitting is not failure. It is instead proof that you have successfully read the signs and are following your path regardless of your previously held assumptions of what the path “should” be.


This is a guest post by Ashley Rupp who provides practical tips for personal growth on her blog Reining in Mom. She inspires moms to make themselves a priority and thrive with well-researched, compelling articles on habit formation, goal setting, clean living and simple parenting.

You’ve read How to Succeed by Quitting, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

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16 Money Management Books To Achieve Financial Freedom

You’re reading 16 Money Management Books To Achieve Financial Freedom, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

money management books

Money. It’s a touchy subject for some people, and it’s just a game for others. I’ve been on both ends of that spectrum: totally broke and busted on one end — and total financial freedom on the other. The former is stressful beyond belief; while the latter is friggin’ awesome. Now, I’m no Warren Buffet by any means, but I do know what it feels like to pull myself out of the brink of bankruptcy and learn how to finally get finances together. And most of my money management education came from two places: 1) Failing miserably in the real-world (and eventually learning from those failures); and 2) Reading lots and lots of books. Today, I we’re going to talk about the latter… More specifically, I’ll be dropping a list of the 16 most powerful money management books I’ve ever read.

Some of them are old-school classics. Others are new-age money management books written to help us adapt to the evolving economic conditions of the modern world. But ALL of them will be useful towards helping you to not merely manage your money — but towards achieving total financial freedom.

Let’s dive in, shall we?

#1. Millennial Money by Patrick O’Shaughnessy

The money game isn’t anything like it use to be. And for us Millennials, it’s taken an unrecognizably different form than what our parents were used to. Millennial Money provides unconventional strategies that modern Millennials can actually put to use.

#2. Happy Money by Elizabeth Dunn and Michael Norton

In Happy Money:The Science of Happier Spending, co-authors Elizabeth Dunn and Michael Norton explore how the way you spend your money can have more of an impact on your happiness than how much money you have or make. This is not a book about how to make more money, but a book that teaches us how to spend money in ways that will yield true happiness in both our personal and professional lives.

#3. Bold by Peter Diamandis, Steven Kotler

Bold is the modern money book we’ve all been waiting for. Learn about using exponential technologies, moonshot thinking, and crowd-powered tools to create extraordinary wealth while you make a meaningful difference on the world doing work that matters… Expect to learn new and unconventional methods to leveraging the web’s infinite tools to raise money, make money, and manage money.

#4. Rich Dad, Poor Dad by Robert Kiyosaki

This is the grandaddy of money management books… it’s been around for awhile, but that doesn’t mean we Millennials can’t learn a thing or two from it. If you’re looking to learn a balanced combination of money management techniques to help you pave your path to success and financial abundance — then this is your book. This classic is filled with stories, strategies, and inspiring insights to help you achieve the financial fitness you deserve.

#5.  Think and Grow Rich by Napoleon Hill

This is a real book of wisdom that goes far beyond what its title entails. Originally published back in 1937, Think and Grow Rich tells us the principles, habits, and secrets of some history’s wealthiest people: Andrew Carnegie, Thomas Edison, Henry Ford, and many more. Think & Grow Rich is more than just a money management book — it’s a money mind-set book.

#6.  I Will Teach You To Be Rich by Ramit Sethi

Cheesy title. Great book. I Will Teach You To Be Rich is a practical money management book that’s based around is based around four simple pillars of personal finance: (1) banking, (2) saving, (3) budgeting, and (4) investing–and the wealth-building ideas of money management and financial success.

#7. Secrets of The Millionaire Mind by T. Harv Eker

This is a book about how to develop a successful psychology and mindset for money… which I believe is the most important aspect of — not just managing money — but building the abundance and financial freedom you deserve. The essential money management book for learning how to develop a millionaire mind.

#8. Flash Boys by Michael Lewis

I’m going to be straight with you: this money management book will piss you off. But that doesn’t mean it’s no good. It’s an incredibly compelling read. The reason it’ll get you angry is because it exposes the how Wall Street has been rigged for the benefit of the insiders — and only the insiders. Until now.

#9. How Adam Smith Can Change Your Life by Russ Roberts

What’s it really take to be happy? Money? Fame? Respect? The feeling that we’re doing something that matters with our lives? … What’s it really take? In How Adam Smith Can Change Your Life, author Russ Roberts takes the old-school money management principles and applies them in a more modern context to better suit the world we live in today. More than just another money book, pick this best-seller up to lessons on life from one of history’s greatest thinkers about how happiness, virtue, fame, and fortune are all intertwined one another.

#10. The One-Page Financial Plan by Carl Richards

Let’s face it: Money Management can be a daunting topic. In The One-Page Financial Plan, author Carl Richards simplifies the complex money management concepts and distills them into actionable advice anyone can follow to get a handle on their finances.

#11. MONEY – Master The Game by Anthony Robbins

Based on extensive research and detailed interviews with over 50 of the world’s most legendary financial experts—from Carl Icahn and Warren Buffett, to Ray Dalio and Steve Forbes—Tony Robbins has condensed the incredibly complex concepts of investing and financial lingo into a simple 7-step money book that anyone can use for financial freedom, regardless of how much (or how little) you know about this subject. Money plays such a crucial role in our lives, so we might as well learn to “master the game”, right?

#12. The Intelligent Investor by Benjamin Graham, Jason Zweig

In The Intelligent Investor, you’ll learn money management lessons from the greatest investment advisor of the twentieth century, Benjamin Graham. This gem of a money management book contains an updated approach on Graham’s original philosophies; allowing you to implement these time-tested principles in the modern market our economy presides in today. This is the perfect book for anyone who wants to combine old-school investing wisdom with the realities of today’s market.

#13. Get Rich Carefully by Jim Cramer

Get Rich Carefully is the battle-hardened how-to guide for effectively managing your personal finances. Author Jim Cramer teaches you his principles on turning your savings into real, lasting wealth in a practical and easy to follow format.

#14. The Money Book for the Young, Fabulous & Broke by Suze Orman

Learn the basic principles of money management from one of the world’s most trusted financial experts… In this money book, author Suze Orman covers all the fundamentals: credit card debt, student loans, credit scores, home-buying, insurance, and even how to handle the financial conundrums that come with your first real job (or business).

#15. Why Didn’t They Teach Me This in School? by  Cary Siegel

The lack of basic information taught in our public schools on the topic of money management (and life, in general) is a total embarrassment. The very place we’d expect to be taught these critical skills are the last place any of us ever learned how to get a handle on it. This book breaks down what we should’ve learned about managing our money growing up.

#16. The Total Money Makeover by Dave Ramsey

In this book, famed financial coach Dave Ramsey breaks down a battle-hardened playbook for building up your financial fitness. Here’s some of what’s covered in the book: The 10 most dangerous money myths; a sure-fire plan for paying off all your debt; and how to secure a huge money reserve for those unexpected moments that matter most.

That was right on the money.

Now that you’ve got this list of the 16 best money management books — there’s only one question left… Which one do you read first? Should you go out and get all of them immediately? Should you read them all at once? Or should you take a lifetime to read them? So many options. So little time. Ultimately, it’s totally your decision what you do with this list and how you apply it to your life and career. But if I may, here’s what I would suggest you consider as you get started:

  • Subscribe to a book summary site, like FlashBooks to get the key-takeaways from the books on this list.
  • If you’d prefer to read an entire book, I would highly suggest that you read just ONE book at a time. Sometimes, when we see something new and exciting, we have tendency to want to do/learn/read it all at once… and as we all know, this is nearly impossible to do without stressing ourselves out. So, choose a book. And then commit to reading it from start to finish.

You’ve read 16 Money Management Books To Achieve Financial Freedom, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

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What a Year and a Half of Meditation Taught Me

You’re reading What a Year and a Half of Meditation Taught Me, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

It was literally just a google search.

I remember sitting at the edge of my bed, frustrated and exhausted from the endless chatter in my head. So, I googled “How to not get overwhelmed by thoughts” (typing that sentence on google was tiring in itself), and, the app Headspace showed up as a search result.

Without even knowing what it was, I clicked on the link and started exploring their content. To be honest, it was the beautiful design that caught my attention, it made me want to stay there, as if, a combination of code seemed to get my frustration- it empathized with me.

One thing led to another and I started meditating every day for ten minutes.

It has been almost a year and a half now, and, the simple act of sitting idle for ten minutes has taught me more about myself and life than any textbook.

Here are some lessons I’ve learned:

#1 We are not our thoughts and feelings

The French Philosopher Rene Descartes is famous for his saying “We think therefore we are” which, roughly translates into equating identity with thinking. And, to some extent, we’re all pretty identified with the voice in our heads, that constant chatter that guides our lives. It tells us what to do, who we are and how to react to situations.

A similar story holds true for feelings.  Whenever we feel an emotion, we tend to become it.

Meditation taught me that, in reality, we’re not our thoughts or feelings. That, itsa sense of space can be created between the real “us” and our conscience.

Sitting idle for ten minutes is tougher than it sounds, our minds are going to wander and our feelings- erupt. The goal, then, is to not get lost in this and instead- be present. That is, whenever the mind wanders, recognize thit’sa thought and bring our attention back to the body, to the point of focus (breath in case of Mindfulness Meditation and Mantra in case of Transcendental Meditation).

The same holds true for getting space from feelings. A body scan helps us recognize the physiological changes happening in our bodies (that feeling of rush during rage or excitement, the “heaviness’ in our chest during depression) , helping us “see” our feelings instead of be it.

During times of stress, this space helps us make better decisions. It stops us from using our fists during that argument or believing that we suck just because that voice is a downer.

So, was Descartes wrong?  I’ll let Eckhart Tolle take over: 

“The philosopher Descartes believed that he had found the most fundamental truth when he made his famous statement: “I think, therefore I am.” He had, in fact, given expression to the most basic error: to equate thinking with Being and identity with thinking.”- Eckhart Tolle, Power Of Now

#2 Life is simple. It just.. is

We have many interpretations of what life is and isn’t; When things go wrong, these perceptions come into play and things get a bit more complicated than they actually are.

Despite knowing that life is in the present, it’s incredibly tough for us to stay there. We’re teased by things and people around us, so much so, that we spend most of our time living in the past or dreading/fantasizing about the future. Or worse- both.

Think about it- at this exact moment, as you read this, what else are you thinking about?

Now, I’m sure you know this. I’m certain you’ve read a hundred other articles that talk about our unfortunate inability to stay in the now. So, the question is- what can we do, if, our society today makes it harder for us to stay in the now?

Notice.

Meditation is not just about practicing the present moment in those ten minutes.It’s about extending that practice beyond those ten minutes- to the things we do everyday, to the tasks we engage in, the people we talk to; To life.

Meditation, then, taught me that no matter how wrong things go, the present moment is very simple. It just is- right there, without pain, without suffering. It’s our mind’s interpretation of the future and past that makes us worrisome.

The Stoic Philosopher Seneca once said- “We suffer more in imagination than in reality”. And, after year and a half of simply noticing and being curious of my thoughts and feelings, I can say that Seneca was right.

#3 Kindness is the way forward

Meditation helped me become kinder- to myself and to others. It taught me that we can only be charitable and kind to others if, in a very real sense, we’re attuned with our own madness.

It also made me ask a more important question- If we’re not our thoughts or feelings, why do we think what we think? Why do we feel what we feel?

Sadly, most of the factors that dictate this, to some extent, are out of our control- childhood experiences, genetics, etc.

We’ve all had different kinds of childhoods and have been brought up by people, who, themselves, have lived so many different stories. And then, after growing up, we’ve ourselves experienced and gone through so many different things.

Our past matters too because it shapes how we respond to life in the present. For instance, what do you do to fight stress? How do you stay sane when things go out of bounds? Do you stay sane when things go out of bounds?

Here’s Daniel Goleman in his book Emotional Intelligence- “Emotional Intelligence begins to develop in the earliest years. All the small exchanges children have with their parents, teachers, and with each other carry emotional messages.” 

So, most of our automatic patterns of thought have been constructed by such experiences.

Now, can we change ourselves?

Of course. But, isn’t it a little sad that much of this is outside of our control?

No wonder people judge us (and we judge them).

Meditation helped me to not make immediate assumptions about people; it made me realize that in reality, no one’s “bad”; we’re all just hurt in different ways. Further, it made me kinder towards myself, so, whenever I’m having a bad day, I remind myself that I’m not my thoughts or my feelings; they just are, for us to observe and learn from.

Because I’m kinder to myself (attuned to my own madness), being kinder to others is easier.

I guess Plato got it right on point when he said, “Be kind. For everyones fighting a hard battle.” 

#4 Productivity is simple

We’ve made productivity way too complex; there are hundreds of apps and add ons that will help you achieve “10X more” and “10X faster”. Unfortunately, when it comes to accomplishing things, /more/ is not the answer.  And, when we’re done with testing out new versions of apps, we think the “secret” lies in taking supplements.

In theory, however, productivity just requires two things- clarity and focus.

I wrote about how we can use Stoic Philosophy to gain some clarity before engaging in any task.

Just like Philosophy can help us gain clarity, Meditation can help us get in the flow state.

Sitting in silence for 10 minutes (or more) helps me train my mind to come back to the object of focus. So, no matter how distracted I am by thoughts and/or feelings, once I’m aware that I’m unaware, I’m not unaware anymore.

This practice (of coming back to the present, again and again), has made me quite productive. Now, I know that before I start engaging in any task, I need to snooze all my notifications so i don’t get distracted by external things. Similarly, to make sure my own thoughts and feelings don’t block my progress, I try to achieve stillness whilst doing the task by being conscious of my breaths. And, because I only do one task at a time, my working memory has information that is very specific to the task at hand.

Once the flow state kicks in, I’m out and if Meditating for a few minutes everyday can help us enter in this state, I think its worth trying.

Over To You

I can end this post by going on and on about how grateful I am for that google search, but, I think I’ll let Marcus Aurelius end it, hoping that it encourages you to practice sitting in silence.

People try to get away from it all- to the country, to the beach, to the mountains. You always wish that you could too. Which is idiotic: you can get away from it anytime you like. By going within. Nowhere you can go is more peaceful- more free of interruption-than your own soul. An instant recollection and there it is: complete tranquility. So keep getting away from it all – like that. Renew Yourself. But keep it brief and basic. A quick visit should be enough to ward of all and send you back ready to face what awaits you. – Marcus Aurelius, Meditations. 

You’ve read What a Year and a Half of Meditation Taught Me, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

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The 8 Laws Of Success

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David Essel’s 8 Laws of Success

The “Law of Attraction” excites Americans with dreams coming true, like imagining “checks in the mail “, so that we become millionaires or, by having a vision board, we will somehow magically attract our soulmate. It taps into the emotional side of many people who love to live in this realm of life. But it’s not very realistic. It’s more “wishful thinking” than anything else. Let’s think for a moment. If a program offers huge results, with little to no effort, isn’t it time to stop buying into the insanity? Millions of people have used this technique, yet few will ever find success from “wishful thinking or fantastical affirmations.”

So, where do we go from here? …

In my #1 best selling book, “Positive thinking will never change your life…But this book will! The myth of positive thinking, the reality of success,” I share that affirmations are a great way to start the day…But it doesn’t matter how much emotion someone puts behind them, they are never going to radically change anyone’s life, unless it’s a miracle. Enough of the nonsense!

The following information can be used by anyone to create the life they desire.

#1. The ability to be successful lies within everyone. Yes, you can create an incredible income, lose the weight you desire, create deep loving relationships, release addictions and find a pathway to your creator. You have THE RIGHT to be successful, as much anyone else on this earth.
#2. Unless it’s a miracle, your thoughts are not powerful enough to create success on their own. Your thoughts will not create “checks in the mail”, weight loss, nor will they attract the perfect lover. We’ve been fed nonsense, if we believe these success fallacies. This is crucial to not only understand, but to accept as true.
# 3. The number one block to success, are the beliefs held deep within the subconscious mind. The role of the subconscious, is to keep you exactly where you are, which is commonly referred to as the “comfort zone of life.” Now, this doesn’t mean that the “comfort zone”, or these subconscious thoughts are healthy. Wherever you are lacking success, we can guarantee that your subconscious thoughts are sabotaging the success you desire.
# 4. A thought, regardless of how positive it is, cannot change a negative behavior long term. Unless it’s a miracle. You cannot “think, or affirm”, your way out of an addiction, financial hardship or a terrible relationship.
# 5. The only way to turn the subconscious mind around, from a saboteur to an ally, is to repetitively, on a daily basis, do the action steps you would rather not do. Success demands that we all invest more time, effort and money into our biggest goals. Over time, you can create a subconscious mindset that will continue to push you forward on your path of success.
# 6. In 37 years of work in the field of personal growth, we have found on average that an individual who is struggling deeply with addiction, weight, finances or their love life… Will have to put approximately 12 months, or 365 days of doing the work they would rather not do, in the area of life they are struggling with, in order to turn the subconscious mind around.
#7. Through action steps into the uncomfortable for a 12- month period time, the uncomfortable just becomes who you are. Where in the beginning it was a struggle to lose 100 pounds, at the end of 12 months of changing your diet and exercise habits, the new habits simply become who you are. An effortless part of your
life. Success.
# 8. Affirmations, vision boards, and the like, will be important for only 20% of your success. Regardless of what you’ve been told, statements such as, “what you think about you bring about” are not true. Unless it’s a miracle. 80% of your success will come from your willingness to do the steps you would rather not do on a daily basis. This is the true “secret” of success.


David Essel, M.S. is the best selling author of 9 books, a counselor and master life coach and inspirational speaker whose work is endorsed by celebrities like Jenny McCarthy, Wayne Dyer, Kenny Loggins and Mark Victor Hansen.

www.talkdavid.com

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Overthinking Will Destroy Your Happiness: 3 Tips to Keep Your Sanity

You’re reading Overthinking Will Destroy Your Happiness: 3 Tips to Keep Your Sanity, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

overthinking will destroy your happiness

There are a lot of positive things about being analytical. Being analytical allows you to make better decisions, develop a deeper understanding of the world around you and become a more successful person.

There is a fine line, however, between being analytical and overthinking everything.

Overthinking is detrimental to a person’s happiness and almost never makes a situation turn out any better than it would have otherwise. It also leads to indecisiveness, which can prevent a person from taking action when action is needed the most.

According to Amy Morin, “Whether they’re beating themselves up over a mistake they made yesterday, or they’re fretting about how they’re going to succeed tomorrow, over-thinkers are plagued by distressing thoughts. Their inability to get out of their own heads leaves them in a state of constant anguish.”

Though, it can be a difficult cycle to break, here are three simple steps to stop overthinking and take back your sanity.

1. Accept that not Everything has an Answer

Not everything in the world is meant to be understood, and not everything has an answer. People who are overthinkers have a tendency to try and find the underlying cause and effect behind everything that happens.

Unfortunately, we live in a complex world, where cause and effect is often times a near-endless web. Trying to unravel this web and follow every line of cause and effect will only lead to heartache.

Just accept that not everything has an answer. Sometimes, things just happen, either for no reason at all or for reasons so complex and unrelated that trying to figure them out is pointless.

This is a difficult fact for analytical people to accept. As analytics, we want to get to the bottom of everything and find the underlying truth. Most of the time though, there is no underlying truth to find, leaving us searching down one rabbit hole after another for something that isn’t there.

Accepting that not everything has a clear-cut answer and not every effect has an easily identifiable cause takes a lot of patience and maturity. If you can come to truly accept this fact, though, your life will be a lot less stressful.

2. Think Big with Small Steps

You need to stay focused on the big picture. Too often, overthinkers get hung up on a single situation. It consumes them, keeping them focused on it for far too long and inhibiting them from seeing the bigger picture.

Don’t get so caught up in the details that you forget what’s really important. As long as you are staying focused on the big picture, you can avoid getting bogged down by the why’s and how’s of a single event.

At the same time, though, it’s also important to take life one step at a time. Overthinkers are as guilty of getting caught up worrying about the future or how it’s all going to come together as they are guilty of getting hung up on a single event.

The best way to approach this predicament is to keep an eye on the big picture while taking the small steps you need to get there.

Don’t get so caught up on a single step that you stop progressing forward. At the same time, don’t get so caught up on the big picture that you begin to wonder aimlessly and lose focus of the steps you need to be taking to get there.

Truth be told, it’s a delicate balance, but it’s one that’s well worth finding.

3. Have a Clear Vision

Overthinkers are often times easily distracted and sidetracked.

Their thoughts are hijacked and derailed, and it’s almost like the person themselves are suddenly trapped in a line of thought that they have almost no control over.

To prevent these distractions from taking over your mind, it’s important to have a clear vision.
This could mean having a clear vision for what you hope to accomplish today, a clear vision for what you hope to accomplish with the rest of your life, or anything in-between.

The point is that if you stay focused on your goals and vision for your life, it’ll be much easier to overlook situations and events that might otherwise hijack your mind and force you to dwell on them for far more time than they are worth.

Having a clear vision is crucial no matter what you are trying to accomplish, but it is especially important for people who have a tendency to overthink situations.

Develop a clear and concise plan for yourself, stick to it, and don’t let tiny roadblocks become so large that they get in your way.

Let Your Mind Be Free

Highly analytical people are born with both a gift and curse.
Though thinking through a situation before you act is an excellent trait, it’s often far too easy to slide down the slippery slope of overthinking.

Thankfully, there are ways to filter out the negative aspects of being highly analytical and leave yourself with only the positive.

Remember that almost no good ever comes from overthinking events and situations, and often times doing so only leads to even worse results. In most cases, the simplest answer is the right one, and in many cases, there is no right answer at all.

By accepting this fact, focusing on what’s important, and developing a clear vision for your life, you can avoid falling into the trap of overthinking.

As the saying goes, don’t make mountains out of molehills. Give each situation only the amount of thought that it really deserves, then move on. You’ll find that your life is much happier and stress-free if you do.


Kolyanne Russ is an Accounting Manager with CPA designation for one of the largest commercial real estate companies in North America. She is also a founder of Pinch of Attitude blog. It focuses on attitude-building, self-improvement, and lifestyle design to help people draw the right action plan and achieve a desirable balance between success and happiness. Her goal is to share her personal experiences as a guidance for others to learn from and build the life of their dreams and experience true happiness in every area of their life.

Twitter: https://twitter.com/pinchofattitude

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What To Do When You Can’t Meditate?

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Meditation is of utmost importance in self-discovery and spiritual growth. But what if you find it really difficult to meditate? Despite trying multiple times, I have never been successful to meditate. Whenever I sit cross-legged and close my eyes to focus on breathing, I begin sweating and feel a strong urge to move my legs. In spite of my determination to meditate, my body starts trembling and I feel as if I am drowning.

At first, I thought that this must be because of the release of tensions and anxiety, but whenever I open my eyes, I feel more agitated and the result of this whole adventure is that I can’t meditate. I am in a deadlock now. I can’t afford to miss the life-changing benefits of meditation but I can’t meditate. So I discovered some of the non-conventional meditation techniques which I would like to share:

A walk with a twist– We all walk to go from one place to another but do we ever walk for the sake of walking itself? No, I am not talking about the conventional morning walk to maintain good health. Usually, after the sun sets and darkness pervades, I choose a quiet street and start walking. After ten to twelve minutes, I enter a trance-like state where my conscious mind gives way to subconscious intelligence. The key here is to choose a tune for humming, not a song with lyrics. Also be careful that it must not be your current favorite song. When we choose a song with lyrics or our favorite song, our conscious mind begins associating the tune with emotions and memories but when we choose a random tune, we focus on the tune coming out of the larynx only which is similar as focusing on our breathing. When we walk, our body does not feel physically restricted so we don’t feel any struggle to break free. This technique works well for people who are hyperactive and find it difficult to confine to a single posture.

Sky-gazing– We are the universe. Irrespective of our age and the size of our bodies, our souls are as ancient and vast as the infinite universe. So whenever I want to do some soul-searching, I turn to the universe which never fails to surprise me by reflecting the depths and insights of my own soul.

Make bathing a ritual– Bathing is not only a process to cleanse the body but it is a ritual to reenergize our soul. Three-fourths of our body is water. Life originated from water. So whenever we come in contact with water, our body and soul acknowledge the life source and the water molecules pass infinite wisdom to our cells.

Doodling– Whenever we doodle, we are governed by our intuition rather than logic. Therefore we can get answers about our life in this process. Whenever our doodles contain pointed edges, it signifies that our mind needs challenges to thrive. It is the perfect time to set a goal and work hard to achieve it. Whenever our doodles contain waves, it is a sign to go with the flow and introspect. Doodling helps to release the tension of our mind and it helps to find the solution of our problems.

Though no technique can replace meditation, these are the techniques which I found effective to achieve similar benefits as meditation. Please let me know what are your alternative meditation techniques?

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