These Apps Are the Perfect Money Saving Tools for Lazy People Like Me

I’m terrible at saving money, I hate studying personal finance, and I tend to have a “carpe diem” mentality when it comes to buying the things I want. Fortunately, a few automated savings apps gave me a stronger hold on my money by doing most of the hard stuff for me.

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8 Things Truly Authentic People Do

Some of us like to blend in, fit in and feel like we belong to a bigger part of something, the rest of us, not so much. Some of us could not care any less if we belonged or fit in anywhere. In our world, we fit perfectly and that’s really all that matters. Being authentic takes time. Some of us are naturally authentic while for some, it is something that eventually happens after years of learning, growing, evolving and sometimes, not putting up with anyone’s bullshit anymore.

Authentic people are a rare and beautiful bunch. There are some things they do so differently and quite often mistaken for arrogant or conceited, maybe even full of themselves. Such is not the case at all. They just got their stuff together is all. So what are some of the things that truly authentic people do?

voices1. They’ll stand alone.

If there is a cause they firmly believe in, they will stand alone if they have to. They don’t care if no one will support them or stand with them. They don’t even care if people laugh at them or ridicule them. They don’t care one bit. If it’s something they support strongly, they’ll be there, alone if necessary.

2. Speak their mind.

Don’t expect any sugar coating opinions or debates from the authentic person. They will tell it like it is. They have a strong voice, they have an opinion and they aren’t afraid to show and use both. They aren’t trying to be bold or ignorant, they just have something pretty serious to say.

3. Hang out with like minded people.

They don’t even bother wasting time on small or narrowed minded people. There is no time to be wasted on fake people. Authentic people will either repel people or draw them in. Only another authentic person will totally understand them anyway.

4. Gut instinct.

That’s a serious thing and they listen to and pay attention to theirs always. It isn’t anything to be ignored and they never will. They know their intuition is always spot on and ignoring it comes with serious consequences. They listen to their gut and encourage others to do so as well.

5. Appreciate and love alone time.

This is their time to hang out wit h themselves, listen to the music they love, just be themselves, alone and enjoying their own company. They don’t always have to be around people and even in a relationship, they still expect so me alone time. They appreciate it and give it back. And they aren’t afraid of being alone.

6. People detox.

They know when it’s completely necessary to do this. Some people just don’t fit into our lives for whatever reason and they won’t waste time with people who are fake or not mentally stimulating enough. They will keep their circle small because quality friendships are far more important than the quantity.

7. No apology necessary.

Ever. They rarely apologize for who they are or why they are the way they are. They are completely and totally comfortable in their own skin and make no apologies if they feel someone is shocked, put off or uncomfortable. They are who they are and you will either love them or hate them but one thing is for certain, if you don’t accept them for who they are , they could not care less.

8. They don’t try to impress.

They will wear what they want, when they want without inhibitions. Whether it be flowers in their hair, striped leggings, headbands and dreadlocks, they stay true to their style and fashion sense (even though some of us think their fashion is way out there) and wear it with pride. They love who they are and aren’t afraid to let people know.

You could say the authentic person is a free spirit. A lover, giver, fighter, advocate, charmer or whatever else but one thing remains true, they are who they are, unapologetically.

The post 8 Things Truly Authentic People Do appeared first on Change your thoughts.

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7 Ways to Declutter Your Life and Improve Your Focus

You’re reading 7 Ways to Declutter Your Life and Improve Your Focus, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

summer-office-student-work

Do you suffer from clutter? Having a hard time focusing? There’s a link between clutter and lack of focus, which means a lack of productivity.

You’re now bombarded with more stimulus than the human brain has ever had to deal with before. The internet is chock full of information, entertainment, ‘infotainment’, invitations, ads, top tens, top twenties, top one-hundreds. Your life is full of work, family, friends, events. Your mind is reeling with all the intake.

And that’s just the mental clutter. If you’re busy, the physical clutter, the mess, can stack up. The two compliment each other. The more physical clutter, the more mental clutter. In fact, researchers from Princeton University found that clutter negatively affects your ability to focus and process information. This, then, creates stress.

Take the following steps toward eliminating clutter. You’ll thank yourself and your productivity will benefit.

  1. Do some spring cleaning  

Spring cleaning isn’t just the typical tidy-up-and-call-it-good project. It’s a thorough declutter job that will leave you feeling refreshed, no matter what season it is. Here are some spring cleaning tips to get you started:

  • Set realistic expectations—if you expect you can do it all in one quick sweep, you’ll get overwhelmed; break the project down into segments and reward yourself for accomplishing each goal
  • Invite company—regardless of whether they’re helping you clean, someone to talk to can help alleviate the dullness and drudgery of cleaning
  • Stylize your wardrobe—think about the clothes you do and don’t need in terms of who you are now; have fun with it
  • Rearrange your layout—even the positioning of your furniture can be a clutter-creator; think in terms of what helps a place breathe

Store or get rid of what you don’t need. Your home is where you start and end your day. Decluttering your home is highly necessarily for decluttering your life and improving productivity.

  1. Do some good

If you lack motivation, making the effort to declutter can be really tough. You can tell yourself, ‘I need to be more productive’, but in what way is that a motivator? Try thinking about it, and acting on it, in terms of doing good for others. Here are some tips on how to declutter and do good:

  • Donate used greeting cards—St Jude’s Ranch for Children, for one, has a recycled cards program that benefits abused, neglected and homeless children, as well as poor young adults and families
  • Donate book—thrift stores and used book stores take all sorts of books, while schools will take kids’ books
  • Donate expired coupons—if you have these sitting around, military families can use them for up to six months after expiration for commissary purposes; see Expired Coupons for Overseas Military and Troopon

And, donating other items that are in decent shape to thrift stores and homeless shelters is a fantastic way to do good while you declutter

  1. Create an ‘important’ space

Designate a drawer or cabinet for items that normally sit out because you use them frequently. Get a mini file cabinet for important papers. Organize for easy access. As the saying goes, out of sight, out of mind. If things you’ll need later aren’t in your visual field now, you won’t focus on them until when you need them.

  1. Organize your workspace

A cluttered workspace is a huge problem when it comes to productivity. That goes for your email inbox as well as your desk. For the email inbox, setup a pending folder for messages you can’t get to right away, but you know you’ll need to get to them later. You may receive messages that aren’t spam, but you don’t necessarily need to read them. Create a filter for these.

As far as the physical workspace goes, use the beginning of each day to throw away things you don’t need, categorize papers you do need, and organize. Create applicable folders, such as the pending folder. At the end of the day you’re probably tired and eager to go home. That’s why it’s important to clean up and organize at the beginning. If you do it at the end, you may go home and think about work more, which is what we’re trying to avoid.

  1. Get rid of junk

While cleaning your house, you may discover there’s just a lot more junk than you know what to do with. For a while you’ve been ‘shoving things under the rug’—throwing them in your garage or shed, or anywhere you don’t have to think about them. This could require a trip to the landfill. If you don’t have time, there are junk removal services. But then again, not having time is part of what I’m writing about dealing with here.

  1. Prioritize your obligations

This is a tough one. The cluttered life is oftentimes marked by rushing around to attend every event, to appease all the people around you, to keep yourself entertained. It’s time to narrow it down. What’s most important to you? When you’re working on your focus, do just that.

Focus only on what’s necessary and what’s most important, such as family gatherings, dates, and quality time with friends. Keep a log-book with A, B, and C priority levels, in which you include times and dates for appointments.

Focus on work on while you’re at work. Focus on your relationships outside of work. Those relationships will benefit because you’re working on yourself.

  1. Practice mindfulness

Mindfulness is the ultimate way to declutter your thoughts. Above, I recommended keeping a log-book. That’s so you can file away appointments and not think about them until you’re there. While you’re doing something, practice mindfulness and appreciation. This is the act of observing your own thoughts without judgment. It’s the act of observing what’s happening around you.

If you don’t judge your thoughts and feelings about what’s happening, you’re not anxious. And, certain thoughts and feelings don’t stick around in a whirlpool of emotion, because you’ve categorized them objectively. Start by simply feeling the textures and sensual attributes of objects. Notice your thoughts about them. Categorize your thoughts, decide what to act on, what not to act on, and move on.

Daniel Matthews is a widely published writer on the web with a passion for philosophy and empowerment. You can find him Twitter and LinkedIn

You’ve read 7 Ways to Declutter Your Life and Improve Your Focus, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

http://ift.tt/1NIrk25

7 Ways to Declutter Your Life and Improve Your Focus

You’re reading 7 Ways to Declutter Your Life and Improve Your Focus, originally posted on Pick the Brain | Motivation and Self Improvement. If you’re enjoying this, please visit our site for more inspirational articles.

summer-office-student-work

Do you suffer from clutter? Having a hard time focusing? There’s a link between clutter and lack of focus, which means a lack of productivity.

You’re now bombarded with more stimulus than the human brain has ever had to deal with before. The internet is chock full of information, entertainment, ‘infotainment’, invitations, ads, top tens, top twenties, top one-hundreds. Your life is full of work, family, friends, events. Your mind is reeling with all the intake.

And that’s just the mental clutter. If you’re busy, the physical clutter, the mess, can stack up. The two compliment each other. The more physical clutter, the more mental clutter. In fact, researchers from Princeton University found that clutter negatively affects your ability to focus and process information. This, then, creates stress.

Take the following steps toward eliminating clutter. You’ll thank yourself and your productivity will benefit.

  1. Do some spring cleaning  

Spring cleaning isn’t just the typical tidy-up-and-call-it-good project. It’s a thorough declutter job that will leave you feeling refreshed, no matter what season it is. Here are some spring cleaning tips to get you started:

  • Set realistic expectations—if you expect you can do it all in one quick sweep, you’ll get overwhelmed; break the project down into segments and reward yourself for accomplishing each goal
  • Invite company—regardless of whether they’re helping you clean, someone to talk to can help alleviate the dullness and drudgery of cleaning
  • Stylize your wardrobe—think about the clothes you do and don’t need in terms of who you are now; have fun with it
  • Rearrange your layout—even the positioning of your furniture can be a clutter-creator; think in terms of what helps a place breathe

Store or get rid of what you don’t need. Your home is where you start and end your day. Decluttering your home is highly necessarily for decluttering your life and improving productivity.

  1. Do some good

If you lack motivation, making the effort to declutter can be really tough. You can tell yourself, ‘I need to be more productive’, but in what way is that a motivator? Try thinking about it, and acting on it, in terms of doing good for others. Here are some tips on how to declutter and do good:

  • Donate used greeting cards—St Jude’s Ranch for Children, for one, has a recycled cards program that benefits abused, neglected and homeless children, as well as poor young adults and families
  • Donate book—thrift stores and used book stores take all sorts of books, while schools will take kids’ books
  • Donate expired coupons—if you have these sitting around, military families can use them for up to six months after expiration for commissary purposes; see Expired Coupons for Overseas Military and Troopon

And, donating other items that are in decent shape to thrift stores and homeless shelters is a fantastic way to do good while you declutter

  1. Create an ‘important’ space

Designate a drawer or cabinet for items that normally sit out because you use them frequently. Get a mini file cabinet for important papers. Organize for easy access. As the saying goes, out of sight, out of mind. If things you’ll need later aren’t in your visual field now, you won’t focus on them until when you need them.

  1. Organize your workspace

A cluttered workspace is a huge problem when it comes to productivity. That goes for your email inbox as well as your desk. For the email inbox, setup a pending folder for messages you can’t get to right away, but you know you’ll need to get to them later. You may receive messages that aren’t spam, but you don’t necessarily need to read them. Create a filter for these.

As far as the physical workspace goes, use the beginning of each day to throw away things you don’t need, categorize papers you do need, and organize. Create applicable folders, such as the pending folder. At the end of the day you’re probably tired and eager to go home. That’s why it’s important to clean up and organize at the beginning. If you do it at the end, you may go home and think about work more, which is what we’re trying to avoid.

  1. Get rid of junk

While cleaning your house, you may discover there’s just a lot more junk than you know what to do with. For a while you’ve been ‘shoving things under the rug’—throwing them in your garage or shed, or anywhere you don’t have to think about them. This could require a trip to the landfill. If you don’t have time, there are junk removal services. But then again, not having time is part of what I’m writing about dealing with here.

  1. Prioritize your obligations

This is a tough one. The cluttered life is oftentimes marked by rushing around to attend every event, to appease all the people around you, to keep yourself entertained. It’s time to narrow it down. What’s most important to you? When you’re working on your focus, do just that.

Focus only on what’s necessary and what’s most important, such as family gatherings, dates, and quality time with friends. Keep a log-book with A, B, and C priority levels, in which you include times and dates for appointments.

Focus on work on while you’re at work. Focus on your relationships outside of work. Those relationships will benefit because you’re working on yourself.

  1. Practice mindfulness

Mindfulness is the ultimate way to declutter your thoughts. Above, I recommended keeping a log-book. That’s so you can file away appointments and not think about them until you’re there. While you’re doing something, practice mindfulness and appreciation. This is the act of observing your own thoughts without judgment. It’s the act of observing what’s happening around you.

If you don’t judge your thoughts and feelings about what’s happening, you’re not anxious. And, certain thoughts and feelings don’t stick around in a whirlpool of emotion, because you’ve categorized them objectively. Start by simply feeling the textures and sensual attributes of objects. Notice your thoughts about them. Categorize your thoughts, decide what to act on, what not to act on, and move on.

Daniel Matthews is a widely published writer on the web with a passion for philosophy and empowerment. You can find him Twitter and LinkedIn

You’ve read 7 Ways to Declutter Your Life and Improve Your Focus, originally posted on Pick the Brain | Motivation and Self Improvement. If you’ve enjoyed this, please visit our site for more inspirational articles.

http://ift.tt/1NIrk25

The Easiest Way to Skin and De-Bone a Fish Fillet

Filleting, skinning and de-boning your own fish is easy if you know the right technique. Gordon Ramsay demonstrates how to quickly skin and de-bone a large fillet so it’s safe to cook.

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Remains of the Day: Amazon No Longer Offers Price Adjustment Refunds

We all know how it feels to splurge on a big purchase only to see the price drop the next day. The horror! But on Amazon you were able to request a price adjustment refund if you caught the price drop within a week. That is unfortunately no longer the case.

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Take Control of Your Temper With the “Walking Down the Hall” Test

Sometimes the best way to gain control of your emotions is to step back and think about what you might look and sound like to a stranger.

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Adequate Man Betrayed Lover Weaponizes Game of Thrones Spoilers | The Muse A Guide to the Best, Wors

The Biggest Home Remodeling Mistakes, According to General Contractors

All it takes is one small mistake and your home improvement project can run way over budget. If you want to keep your remodel from eating up your savings, avoid these major missteps before construction even begins.

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To Boost Happiness, Stack the Pain

Before I became an entrepreneur, I went to business school. While studying for my MBA, there was one lesson that I learned which has proved to be useful over and over again in my life. Essentially, doing your least favorite tasks first and front-loading the ‘pain’ can make you happier in the long run.

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